Learn the three (3) loan silos available to Home Buyers today. This will educate REALTORS® to the many loan options available for both the W2 employee, Self-Employed and Retired Home Buyers. The overall course is to educates REALTORS® and real estate managers as to the basics of the home loan process, loan products and a general understanding of loan choices in today’s current market.
Benefits gained by taking this course:
• Gain working” knowledge of mortgage lending to provide to their perspective Home Buyers.
• Identify pertinent income questions to discern if a Buyer can qualify for a loan.
• Understand the Loan Process and the customer’s loan journey.
• Knowledge of credit reports & FICO scores.
• Knowledge of key people in the loan process and their roles.
• Knowledge of Qualified Mortgages vs. Non-QM Mortgages.
• Knowledge of different underwriting styles (i.e., the 3 loan Silo choices)
ALSO Participants will receive:
• PowerPoint Presentation
• Blank URLA (1003) Residential Loan Application
• Financial Needs List, Loan Process, 3 Loan Silo handouts
• List of “what NOT to do during the loan process”
• Buyer Financial Needs List
• List of “Key Players” in the home loan process
Instructor: Jeffrey Scott
Members: FREE
All Others (Outside of NSDCR): $10 (To register,
Meeting new clients and showing properties alone can pose safety risks. This webinar is designed to prioritize your personal safety by covering essential protocols for in-person showings and client meetings. You will learn to identify potential threats, leverage technology for safety, and effectively handle emergencies.
Why Attend:
REALTORS® are members of the National Association of REALTORS®.
Need Ethics? We Got You Covered!
The deadline to complete NAR’s required Ethics course for this cycle, Cycle 7, is December 31. 2024
NAR's Board of Directors approved a change to the Code of Ethics training requirement, extending it from every two years to every three years. This extends the current cycle deadline from March 1, 2022, to Dec. 31, 2024.
REALTORS® are required to complete ethics training of not less than 2 hours, 30 minutes of instructional time. The training must meet specific learning objectives and criteria established by the National Association of REALTORS®.
Training may be completed through NAR’s online courses or through another method, such as online or classroom courses via local/state associations. Read the consequences for failing to complete Code of Ethics training.
Members: FREE
All Others (Outside of NSDCR): $20 (To register,
Deadline to Register is September 19, 2024, at 3:00pm due to course material being emailed.
Residential Listing Agreement (RLA)
Buyer Representation Broker Compensation (BRBC)
Residential Listing Agreement (RLA):
By carefully completing the Residential Listing Agreement and addressing all relevant aspects of the transaction, real estate professionals can demonstrate their professionalism and dedication to serving their clients' best interests. This not only helps facilitate successful transactions but also builds trust and satisfaction among buyers and sellers.
Buyer Representation Broker Compensation (BRBC):
Get ahead of the curve and learn how the Buyer Representation and Broker Compensation form will benefit you and secure your buyers from other competing agents. Also, learn to overcome objections that you may encounter and how to incorporate the BRBC and affiliated forms into your business.
Instructor: Nancy Layne
Members: FREE
All Others (Outside of NSDCR): $15 (To register,
Disclaimer: Our presentation will be updated as necessary to remain consistent with any changes to the C.A.R. forms.
Deadline to Register: October 2, 2024, 9:00am!
Need Ethics? We Got You Covered!
The deadline to complete NAR’s required Ethics course for this cycle, Cycle 7, is December 31. 2024
NAR's Board of Directors approved a change to the Code of Ethics training requirement, extending it from every two years to every three years. This extends the current cycle deadline from March 1, 2022, to Dec. 31, 2024.
REALTORS® are required to complete ethics training of not less than 2 hours, 30 minutes of instructional time. The training must meet specific learning objectives and criteria established by the National Association of REALTORS®.
Training may be completed through NAR’s online courses or through another method, such as online or classroom courses via local/state associations. Read the consequences for failing to complete Code of Ethics training.
FREE for Members
Deadline to Register is November 1, 2024, at 3:00pm due to course material being emailed.
Adapting to Change - RLA!
Learn and Understand the Latest Updates and Best Practices!
Adapting to Change - BRBC!
Learn About the Buyer Representation and Broker Compensation Agreement
Instructor: Nancy Layne
Members: FREE
All Others (Outside of NSDCR): $10 (To register,
Deadline to Register: November 13, 2024, 9:00am!