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TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
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DTSTART:20251102T020000
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DTSTART:20260308T020000
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BEGIN:VEVENT
UID:20260511T090000UTC-9665G297LV@https://nsdcrealtors.com/
DTSTAMP:20260417T184404Z
CATEGORIES:MLS Training
CATEGORIES:Education Webinar
DESCRIPTION:<p>Learn how to use&nbsp\;<a href='https://go.crmls.org/solutio
 ns/down-payment-resource/'>Down Payment Resource</a>&nbsp\;(DPR) to scan o
 ver 2\,000 home ownership programs from housing finance agency partners to
  find the right down payment assistance programs for your clients.</p>\n<p
 ><strong>Topics include:</strong></p>\n<ul>\n<li>Accessing Down Payment Re
 source</li>\n<li>How clients can use Down Payment Resource in their portal
 s</li>\n<li>An overview of Down Payment Resource Connect</li>\n<li>…and mo
 re.</li>\n</ul>\n<p><a href='https://crmls.zoom.us/j/83873720431'><img src
 ='images/buttons/clickheretoregister.png' alt='' width='215' height='62' l
 oading='lazy' data-path='local-images:/buttons/clickheretoregister.png' />
 </a></p>
DTSTART;TZID=America/Los_Angeles:20260511T090000
DTEND;TZID=America/Los_Angeles:20260511T100000
SUMMARY:Down Payment Resource
URL:https://www.nsdcrealtors.com/jcal/48-mls-training/4022-down-payment-res
 ource
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p>Learn how to use&nbsp\;<a href='https://go.
 crmls.org/solutions/down-payment-resource/'>Down Payment Resource</a>&nbsp
 \;(DPR) to scan over 2\,000 home ownership programs from housing finance a
 gency partners to find the right down payment assistance programs for your
  clients.</p>\n<p><strong>Topics include:</strong></p>\n<ul>\n<li>Accessin
 g Down Payment Resource</li>\n<li>How clients can use Down Payment Resourc
 e in their portals</li>\n<li>An overview of Down Payment Resource Connect<
 /li>\n<li>…and more.</li>\n</ul>\n<p><a href='https://crmls.zoom.us/j/8387
 3720431'><img src='images/buttons/clickheretoregister.png' alt='' width='2
 15' height='62' loading='lazy' data-path='local-images:/buttons/clickheret
 oregister.png' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20250806T100000UTC-8164jVOopl@https://nsdcrealtors.com/
DTSTAMP:20260417T184404Z
CATEGORIES:Education Webinar
DESCRIPTION:<p data-start='88' data-end='448'>This interactive webinar is d
 esigned specifically for new real estate agents who are ready to move beyo
 nd the basics and start building a thriving\, long-term business. In today
 ’s fast-paced and competitive market\, simply having a license is not enou
 gh—success comes from knowing how to position yourself\, build relationshi
 ps\, and generate steady income.</p>\n<p style='text-align: center\;' data
 -start='450' data-end='562'><strong>Learn practical\, actionable strategie
 s that&nbsp\;can be implemented immediately:</strong></p>\n<p><span style=
 'text-decoration: underline\;'><strong>Key Benefits:</strong></span><br />
 • Learn effective prospecting techniques that work even with no initial sp
 here of influence<br />• Discover time management strategies specifically 
 designed for new agents<br />• Understand how to leverage technology and s
 ocial media without breaking your budget<br />• Develop a personalized bus
 iness plan with realistic goals and accountability measures<br />• Gain in
 sights on common pitfalls new agents face and how to avoid them</p>\n<p st
 yle='text-align: center\;'><strong>Presenter:&nbsp\;</strong><span data-ol
 k-copy-source='MessageBody'><strong> Felipe Berni\, 2024 Broker of the Yea
 r</strong></span></p>\n<p style='text-align: center\;'><img src='images/Be
 rni%20small.jpg' alt='' width='111' height='111' loading='lazy' data-path=
 'local-images:/Berni small.jpg' />&nbsp\;</p>\n<table style='width: 343px\
 ; height: 214px\; margin-left: auto\; margin-right: auto\;'>\n<tbody>\n<tr
 >\n<td style='text-align: center\;'>\n<p><strong>Guest Speaker:</strong></
 p>\n<p>Anela Miyashiro-Lindo</p>\n</td>\n<td style='text-align: center\;'>
 \n<p><strong>Guest Speakers:</strong></p>\n<p>Fidelity Team&nbsp\;</p>\n</
 td>\n</tr>\n<tr>\n<td style='text-align: center\;'><img src='images/Events
 /2026/Anela%20Web%202.jpg' alt='' width='100' height='133' loading='lazy' 
 data-path='local-images:/Events/2026/Anela Web 2.jpg' /></td>\n<td style='
 text-align: center\;'><img src='images/Events/2026/Fidelity.jpg' alt='' wi
 dth='120' height='120' loading='lazy' data-path='local-images:/Events/2026
 /Fidelity.jpg' /></td>\n</tr>\n</tbody>\n</table>\n<p style='text-align: c
 enter\;'>&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &
 nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;</p>\n<p>&nbsp\; <st
 rong>Bonus:</strong>&nbsp\;&nbsp\;Gain practical insights into how escrow 
 and title integrate into your transaction process!</p>\n<p>&nbsp\;</p>\n<p
 ><strong>Members</strong>: $10</p>\n<p><strong>All Others&nbsp\;(Outside o
 f NSDCR):&nbsp\;</strong>$15 (To register\,&nbsp\;<joomla-hidden-mail  is-
 link='1' is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzL
 mNvbQ==' text='ZW1haWw=' base='' >This email address is being protected fr
 om spambots. You need JavaScript enabled to view it.</joomla-hidden-mail>&
 nbsp\;- <a href='mailto:Education@nsdcrealtors.com'></a><joomla-hidden-mai
 l  is-link='1' is-email='1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmN
 vbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This email add
 ress is being protected from spambots. You need JavaScript enabled to view
  it.</joomla-hidden-mail>)</p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Los_Angeles:20260512T100000
DTEND;TZID=America/Los_Angeles:20260512T113000
SUMMARY:New Agents - Building Your Business: Proven Strategies for Success!
URL:https://www.nsdcrealtors.com/jcal/36-ce/4035-new-agents-building-your-b
 usiness-proven-strategies-for-success
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p data-start='88' data-end='448'>This interac
 tive webinar is designed specifically for new real estate agents who are r
 eady to move beyond the basics and start building a thriving\, long-term b
 usiness. In today’s fast-paced and competitive market\, simply having a li
 cense is not enough—success comes from knowing how to position yourself\, 
 build relationships\, and generate steady income.</p>\n<p style='text-alig
 n: center\;' data-start='450' data-end='562'><strong>Learn practical\, act
 ionable strategies that&nbsp\;can be implemented immediately:</strong></p>
 \n<p><span style='text-decoration: underline\;'><strong>Key Benefits:</str
 ong></span><br />• Learn effective prospecting techniques that work even w
 ith no initial sphere of influence<br />• Discover time management strateg
 ies specifically designed for new agents<br />• Understand how to leverage
  technology and social media without breaking your budget<br />• Develop a
  personalized business plan with realistic goals and accountability measur
 es<br />• Gain insights on common pitfalls new agents face and how to avoi
 d them</p>\n<p style='text-align: center\;'><strong>Presenter:&nbsp\;</str
 ong><span data-olk-copy-source='MessageBody'><strong> Felipe Berni\, 2024 
 Broker of the Year</strong></span></p>\n<p style='text-align: center\;'><i
 mg src='images/Berni%20small.jpg' alt='' width='111' height='111' loading=
 'lazy' data-path='local-images:/Berni small.jpg' />&nbsp\;</p>\n<table sty
 le='width: 343px\; height: 214px\; margin-left: auto\; margin-right: auto\
 ;'>\n<tbody>\n<tr>\n<td style='text-align: center\;'>\n<p><strong>Guest Sp
 eaker:</strong></p>\n<p>Anela Miyashiro-Lindo</p>\n</td>\n<td style='text-
 align: center\;'>\n<p><strong>Guest Speakers:</strong></p>\n<p>Fidelity Te
 am&nbsp\;</p>\n</td>\n</tr>\n<tr>\n<td style='text-align: center\;'><img s
 rc='images/Events/2026/Anela%20Web%202.jpg' alt='' width='100' height='133
 ' loading='lazy' data-path='local-images:/Events/2026/Anela Web 2.jpg' /><
 /td>\n<td style='text-align: center\;'><img src='images/Events/2026/Fideli
 ty.jpg' alt='' width='120' height='120' loading='lazy' data-path='local-im
 ages:/Events/2026/Fidelity.jpg' /></td>\n</tr>\n</tbody>\n</table>\n<p sty
 le='text-align: center\;'>&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; 
 &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;</p
 >\n<p>&nbsp\; <strong>Bonus:</strong>&nbsp\;&nbsp\;Gain practical insights
  into how escrow and title integrate into your transaction process!</p>\n<
 p>&nbsp\;</p>\n<p><strong>Members</strong>: $10</p>\n<p><strong>All Others
 &nbsp\;(Outside of NSDCR):&nbsp\;</strong>$15 (To register\,&nbsp\;<joomla
 -hidden-mail  is-link='1' is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='
 bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base='' >This email address is b
 eing protected from spambots. You need JavaScript enabled to view it.</joo
 mla-hidden-mail>&nbsp\;- <a href='mailto:Education@nsdcrealtors.com'></a><
 joomla-hidden-mail  is-link='1' is-email='1' first='RWR1Y2F0aW9u' last='bn
 NkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='
 ' >This email address is being protected from spambots. You need JavaScrip
 t enabled to view it.</joomla-hidden-mail>)</p>\n<p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20260513T100000UTC-9645z3ZRTu@https://nsdcrealtors.com/
DTSTAMP:20260417T184404Z
CATEGORIES:Education Webinar
CATEGORIES:Commercial
DESCRIPTION:<p>We’re inviting commercial real estate agents to join us for 
 a practical discussion on commercial real estate financing and how strateg
 ic lending partnerships can help move deals forward more efficiently. This
  session will outline conventional\, SBA 504\, SBA 7(a)\, and USDA options
  with a focus on structuring transactions early\, identifying financing ch
 allenges upfront\, and aligning buyers with the right capital sources. Our
  goal is simple: to serve as a reliable financing partner that helps you r
 educe uncertainty\, strengthen offers\, and get to closing with fewer surp
 rises.</p>\n<p><strong>Topics Covered:</strong></p>\n<ul>\n<li>Collaborate
  early to structure financeable transactions</li>\n<li>Identify underwriti
 ng considerations (LTV\, DSCR\, recourse\, prepayment) before issues arise
 </li>\n<li>Align buyers with appropriate lending programs based on propert
 y and use</li>\n<li>Improve certainty of execution with prequalification a
 nd deal analysis</li>\n<li>Leverage a 700+ lender network to support diver
 se property types and deal sizes</li>\n</ul>\n<p style='text-align: center
 \;'><strong>Presenter-Darius Mahajer\, MBA</strong></p>\n<p><img src='imag
 es/Darius%20Xta%20small.jpg' alt='' width='111' height='142' style='displa
 y: block\; margin-left: auto\; margin-right: auto\;' loading='lazy' data-p
 ath='local-images:/Darius Xta small.jpg' /></p>\n<p><strong>Members</stron
 g>: $10</p>\n<p><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</stro
 ng>$15&nbsp\;<span><span>&nbsp\;</span>(To register\,&nbsp\;</span><joomla
 -hidden-mail  is-link='1' is-email='1' first='ZW1haWwtZWR1Y2F0aW9u' last='
 bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWwtZWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb2
 0=' base=''  aria-label='send an email to &lt\;a href=' mailto:email-educa
 tion@nsdcrealtors.com'=''>This email address is being protected from spamb
 ots. You need JavaScript enabled to view it.</joomla-hidden-mail>)</p>
DTSTART;TZID=America/Los_Angeles:20260513T100000
DTEND;TZID=America/Los_Angeles:20260513T110000
SUMMARY:Understanding Commercial Real Estate Financing
URL:https://www.nsdcrealtors.com/jcal/36-ce/4020-understanding-commercial-r
 eal-estate-financing
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p>We’re inviting commercial real estate agent
 s to join us for a practical discussion on commercial real estate financin
 g and how strategic lending partnerships can help move deals forward more 
 efficiently. This session will outline conventional\, SBA 504\, SBA 7(a)\,
  and USDA options with a focus on structuring transactions early\, identif
 ying financing challenges upfront\, and aligning buyers with the right cap
 ital sources. Our goal is simple: to serve as a reliable financing partner
  that helps you reduce uncertainty\, strengthen offers\, and get to closin
 g with fewer surprises.</p>\n<p><strong>Topics Covered:</strong></p>\n<ul>
 \n<li>Collaborate early to structure financeable transactions</li>\n<li>Id
 entify underwriting considerations (LTV\, DSCR\, recourse\, prepayment) be
 fore issues arise</li>\n<li>Align buyers with appropriate lending programs
  based on property and use</li>\n<li>Improve certainty of execution with p
 requalification and deal analysis</li>\n<li>Leverage a 700+ lender network
  to support diverse property types and deal sizes</li>\n</ul>\n<p style='t
 ext-align: center\;'><strong>Presenter-Darius Mahajer\, MBA</strong></p>\n
 <p><img src='images/Darius%20Xta%20small.jpg' alt='' width='111' height='1
 42' style='display: block\; margin-left: auto\; margin-right: auto\;' load
 ing='lazy' data-path='local-images:/Darius Xta small.jpg' /></p>\n<p><stro
 ng>Members</strong>: $10</p>\n<p><strong>All Others&nbsp\; (Outside of NSD
 CR):&nbsp\;</strong>$15&nbsp\;<span><span>&nbsp\;</span>(To register\,&nbs
 p\;</span><joomla-hidden-mail  is-link='1' is-email='1' first='ZW1haWwtZWR
 1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWwtZWR1Y2F0aW9uQG5zZ
 GNyZWFsdG9ycy5jb20=' base=''  aria-label='send an email to &lt\;a href=' m
 ailto:email-education@nsdcrealtors.com'=''>This email address is being pro
 tected from spambots. You need JavaScript enabled to view it.</joomla-hidd
 en-mail>)</p>
END:VEVENT
END:VCALENDAR
