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X-WR-CALNAME:JCal Pro Calendar
X-WR-CALDESC:Your online events calendar
X-WR-TIMEZONE:America/Los_Angeles
BEGIN:VTIMEZONE
TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
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TZNAME:PST
DTSTART:20251102T020000
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TZOFFSETTO:-0800
RDATE:20261101T020000
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DTSTART:20260308T020000
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RDATE:20270314T020000
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BEGIN:VEVENT
UID:20250203T090000UTC-2260s4ZTS1@https://nsdcrealtors.com/
DTSTAMP:20260419T215703Z
CATEGORIES:Education Webinar
DESCRIPTION:<p>Comparative Market Analyses (CMAs) are easy-to-read reports 
 that provide your clients with a better understanding of the current marke
 t. Learning how to create CMAs in CRMLS Paragon will not only go a long wa
 y towards impressing your clients\, but also will ensure you’re caught up 
 with the latest market trends to stay on top of the real estate industry.<
 /p>\n<p><strong>Topics include:</strong></p>\n<ul>\n<li>Creating\, saving\
 , and modifying CMA presentations in Paragon</li>\n<li>Map searching to fi
 nd comparables</li>\n<li>Setting up your CMA preferences</li>\n</ul>\n<p><
 a href='https://crmls.zoom.us/j/89934207302'><img src='images/buttons/clic
 kheretoregister.png' alt='' width='208' height='60' loading='lazy' data-pa
 th='local-images:/buttons/clickheretoregister.png' /></a></p>
DTSTART;TZID=America/Los_Angeles:20250203T090000
DTEND;TZID=America/Los_Angeles:20250203T100000
SUMMARY:Creating a CMA
URL:https://www.nsdcrealtors.com/jcal/36-ce/3882-creating-a-cma
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p>Comparative Market Analyses (CMAs) are easy
 -to-read reports that provide your clients with a better understanding of 
 the current market. Learning how to create CMAs in CRMLS Paragon will not 
 only go a long way towards impressing your clients\, but also will ensure 
 you’re caught up with the latest market trends to stay on top of the real 
 estate industry.</p>\n<p><strong>Topics include:</strong></p>\n<ul>\n<li>C
 reating\, saving\, and modifying CMA presentations in Paragon</li>\n<li>Ma
 p searching to find comparables</li>\n<li>Setting up your CMA preferences<
 /li>\n</ul>\n<p><a href='https://crmls.zoom.us/j/89934207302'><img src='im
 ages/buttons/clickheretoregister.png' alt='' width='208' height='60' loadi
 ng='lazy' data-path='local-images:/buttons/clickheretoregister.png' /></a>
 </p>
END:VEVENT
BEGIN:VEVENT
UID:20250210T090000UTC-6738hJjw56@https://nsdcrealtors.com/
DTSTAMP:20260419T215703Z
CATEGORIES:Education Webinar
DESCRIPTION:<p><a href='https://go.crmls.org/glide/'>Glide</a>&nbsp\;enable
 s you to create\, manage\, track\, negotiate\, and sign all transaction do
 cuments while conveniently syncing key dates to your calendar.&nbsp\;</p>
 \n<p>Topics include:</p>\n<ul>\n<li>The offer-making process for buyer and
  listing agents</li>\n<li>An overview of Glide’s disclosure forms workflow
 </li>\n<li>How to use no-cost eSignatures with Glide Signatures</li>\n<li>
 The Glide iOS app</li>\n<li>…and more</li>\n</ul>\n<p><a href='https://crm
 ls.zoom.us/j/83770504771'><img src='images/buttons/clickheretoregister.png
 ' alt='' width='218' height='63' loading='lazy' data-path='local-images:/b
 uttons/clickheretoregister.png' /></a></p>
DTSTART;TZID=America/Los_Angeles:20250210T090000
DTEND;TZID=America/Los_Angeles:20250210T100000
SUMMARY:Glide Offers
URL:https://www.nsdcrealtors.com/jcal/36-ce/3883-glide-offers
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><a href='https://go.crmls.org/glide/'>Glide
 </a>&nbsp\;enables you to create\, manage\, track\, negotiate\, and sign a
 ll transaction documents while conveniently syncing key dates to your cale
 ndar.&nbsp\;</p>\n<p>Topics include:</p>\n<ul>\n<li>The offer-making proce
 ss for buyer and listing agents</li>\n<li>An overview of Glide’s disclosur
 e forms workflow</li>\n<li>How to use no-cost eSignatures with Glide Signa
 tures</li>\n<li>The Glide iOS app</li>\n<li>…and more</li>\n</ul>\n<p><a h
 ref='https://crmls.zoom.us/j/83770504771'><img src='images/buttons/clickhe
 retoregister.png' alt='' width='218' height='63' loading='lazy' data-path=
 'local-images:/buttons/clickheretoregister.png' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20250212T103000UTC-8801JGWXL2@https://nsdcrealtors.com/
DTSTAMP:20260419T215703Z
CATEGORIES:In Person Event
DESCRIPTION:<p style='text-align: center\;'><strong>Join us at&nbsp\;Fairfi
 eld by Marriott San Diego Carlsbad\,&nbsp\;1929 Palomar Oaks Way\, Carlsba
 d CA</strong></p>\n<p style='text-align: center\;'><em><strong>Sorry\, Cla
 ss is Full</strong></em></p>\n<p style='text-align: center\;'>Are you look
 ing to enhance your understanding of the Buyer Representation and Broker C
 ompensation Agreement and the Residential Purchase Agreement?</p>\n<p><spa
 n style='text-decoration: underline\;'><strong>Residential Purchase Agreem
 ent:</strong></span></p>\n<p>Receive detailed instructions on how to accur
 ately complete and effectively utilize the RPA form in all your transactio
 ns. Don't miss this opportunity to sharpen your skills and boost your succ
 ess in the California real estate market.</p>\n<p><strong>Learn:</strong><
 /p>\n<ul>\n<li>Get up to date with the latest updates</li>\n<li>Clarify th
 e wording used in each clause</li>\n<li>Review the adjustments concerning 
 personal property items</li>\n<li>Master the steps to initiate\, adjust\, 
 terminate\, or finalize a transaction</li>\n</ul>\n<p><span style='text-de
 coration: underline\;'><strong>Buyer Representation and Broker Compensatio
 n Agreement:</strong></span></p>\n<p>Gain the skills to confidently manage
  the intricacies of the Buyer Representation Agreement\, ensuring that you
  secure your compensation in every transaction.</p>\n<p><strong>Learn:</st
 rong></p>\n<ul>\n<li>Discover how the Buyer Representation and Broker Comp
 ensation (BRBC) form can enhance your business by protecting your buyers f
 rom competing agents.</li>\n<li>Explore strategies for incorporating this 
 form into your business practices\, addressing potential objections\, and 
 building stronger client connections.</li>\n<li>Gain insights into effecti
 vely handling common objections to the BRBC\, solidifying client relations
 hips.</li>\n<li>Understand how the BRBC aligns with and complements the Re
 sidential Purchase Agreement (RPA).</li>\n</ul>\n<p style='text-align: cen
 ter\;'><strong>Instructor: Nancy Layne</strong></p>\n<p><img src='images/N
 ancy_Layne.jpg' alt='' width='100' height='150' style='display: block\; ma
 rgin-left: auto\; margin-right: auto\;' loading='lazy' data-path='local-im
 ages:/Nancy_Layne.jpg' /></p>\n<p style='text-align: center\;'><span style
 ='font-family: arial\, helvetica\, sans-serif\;'><strong>Limited Seating -
  Be sure to Register Today!</strong></span></p>\n<p><span style='font-fami
 ly: arial\, helvetica\, sans-serif\;'><strong>Members: $15&nbsp\; At the D
 oor: $25 (If AvailableSeating)</strong></span></p>\n<p><span style='font-f
 amily: arial\, helvetica\, sans-serif\;'><strong>All Others (Outside of NS
 DCR):&nbsp\;</strong>$25&nbsp\; &nbsp\;At the Door: $35 (If Available Seat
 ing)To register\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='0' firs
 t='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' b
 ase='' >This email address is being protected from spambots. You need Java
 Script enabled to view it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Ed
 ucation@nsdcrealtors.com'></a><joomla-hidden-mail  is-link='1' is-email='1
 ' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQ
 G5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is being protected fr
 om spambots. You need JavaScript enabled to view it.</joomla-hidden-mail><
 /span></p>
DTSTART;TZID=America/Los_Angeles:20250212T103000
DTEND;TZID=America/Los_Angeles:20250212T120000
SUMMARY:Learn More About the BRBC & RPA
URL:https://www.nsdcrealtors.com/jcal/20-association-events/3897-brbc-rpa
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>Join u
 s at&nbsp\;Fairfield by Marriott San Diego Carlsbad\,&nbsp\;1929 Palomar O
 aks Way\, Carlsbad CA</strong></p>\n<p style='text-align: center\;'><em><s
 trong>Sorry\, Class is Full</strong></em></p>\n<p style='text-align: cente
 r\;'>Are you looking to enhance your understanding of the Buyer Representa
 tion and Broker Compensation Agreement and the Residential Purchase Agreem
 ent?</p>\n<p><span style='text-decoration: underline\;'><strong>Residentia
 l Purchase Agreement:</strong></span></p>\n<p>Receive detailed instruction
 s on how to accurately complete and effectively utilize the RPA form in al
 l your transactions. Don't miss this opportunity to sharpen your skills an
 d boost your success in the California real estate market.</p>\n<p><strong
 >Learn:</strong></p>\n<ul>\n<li>Get up to date with the latest updates</li
 >\n<li>Clarify the wording used in each clause</li>\n<li>Review the adjust
 ments concerning personal property items</li>\n<li>Master the steps to ini
 tiate\, adjust\, terminate\, or finalize a transaction</li>\n</ul>\n<p><sp
 an style='text-decoration: underline\;'><strong>Buyer Representation and B
 roker Compensation Agreement:</strong></span></p>\n<p>Gain the skills to c
 onfidently manage the intricacies of the Buyer Representation Agreement\, 
 ensuring that you secure your compensation in every transaction.</p>\n<p><
 strong>Learn:</strong></p>\n<ul>\n<li>Discover how the Buyer Representatio
 n and Broker Compensation (BRBC) form can enhance your business by protect
 ing your buyers from competing agents.</li>\n<li>Explore strategies for in
 corporating this form into your business practices\, addressing potential 
 objections\, and building stronger client connections.</li>\n<li>Gain insi
 ghts into effectively handling common objections to the BRBC\, solidifying
  client relationships.</li>\n<li>Understand how the BRBC aligns with and c
 omplements the Residential Purchase Agreement (RPA).</li>\n</ul>\n<p style
 ='text-align: center\;'><strong>Instructor: Nancy Layne</strong></p>\n<p><
 img src='images/Nancy_Layne.jpg' alt='' width='100' height='150' style='di
 splay: block\; margin-left: auto\; margin-right: auto\;' loading='lazy' da
 ta-path='local-images:/Nancy_Layne.jpg' /></p>\n<p style='text-align: cent
 er\;'><span style='font-family: arial\, helvetica\, sans-serif\;'><strong>
 Limited Seating - Be sure to Register Today!</strong></span></p>\n<p><span
  style='font-family: arial\, helvetica\, sans-serif\;'><strong>Members: $1
 5&nbsp\; At the Door: $25 (If AvailableSeating)</strong></span></p>\n<p><s
 pan style='font-family: arial\, helvetica\, sans-serif\;'><strong>All Othe
 rs (Outside of NSDCR):&nbsp\;</strong>$25&nbsp\; &nbsp\;At the Door: $35 (
 If Available Seating)To register\,&nbsp\;<joomla-hidden-mail  is-link='1' 
 is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' 
 text='ZW1haWw=' base='' >This email address is being protected from spambo
 ts. You need JavaScript enabled to view it.</joomla-hidden-mail>&nbsp\;- <
 a href='mailto:Education@nsdcrealtors.com'></a><joomla-hidden-mail  is-lin
 k='1' is-email='1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' te
 xt='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is b
 eing protected from spambots. You need JavaScript enabled to view it.</joo
 mla-hidden-mail></span></p>
END:VEVENT
BEGIN:VEVENT
UID:20250218T160000UTC-4677Vuf5XP@https://nsdcrealtors.com/
DTSTAMP:20260419T215703Z
CATEGORIES:YPN Education & Events
CATEGORIES:In Person Event
DESCRIPTION:<p><span style='font-family: arial\, helvetica\, sans-serif\; f
 ont-size: 12pt\;'>Join&nbsp\;<strong>North San Diego County REALTORS® YPN&
 nbsp\;in Vista</strong> for an exciting networking event to launch 2025 on
  the right foot! Connect with fellow young real estate professionals\, exc
 hange ideas\, and build relationships that can help elevate your career.</
 span></p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; f
 ont-size: 12pt\;'>Enjoy great company\, engaging conversations\, and a rel
 axed atmosphere to expand your network. Whether you're a seasoned agent or
  just starting out\, this is the perfect opportunity to meet like-minded p
 rofessionals in the industry.</span></p>\n<p><span style='font-family: ari
 al\, helvetica\, sans-serif\; font-size: 12pt\;'><strong>When:</strong></s
 pan></p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; fo
 nt-size: 12pt\;'>Tuesday\, February 18\, 2025</span></p>\n<p><span style='
 font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>4:00pm - 
 6:00pm</span></p>\n<p>&nbsp\;</p>\n<p><span style='font-family: arial\, he
 lvetica\, sans-serif\; font-size: 12pt\;'><strong>Where:</strong></span></
 p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; font-siz
 e: 12pt\;'>2349 La Mirada Dr</span></p>\n<p><span style='font-family: aria
 l\, helvetica\, sans-serif\; font-size: 12pt\;'>Vista\, 92081</span></p>\n
 <p>&nbsp\;</p>\n<p><span style='font-family: arial\, helvetica\, sans-seri
 f\; font-size: 12pt\;'><strong>Cost:&nbsp\;</strong>$10</span></p>\n<p>&nb
 sp\;</p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; fo
 nt-size: 12pt\;'>Don’t miss out on this chance to&nbsp\;<strong>connect\, 
 learn\, and grow</strong>—secure your spot today!</span></p>\n<p><a href='
 https://www.eventbrite.com/e/1221599851039?aff=oddtdtcreator' target='_bla
 nk' rel='noopener'><img src='images/buttons/clickheretoregister.png' alt='
 clickheretoregister' width='239' height='69' /></a></p>
DTSTART;TZID=America/Los_Angeles:20250218T160000
DTEND;TZID=America/Los_Angeles:20250218T180000
SUMMARY:New Year\, New Connections
URL:https://www.nsdcrealtors.com/jcal/63-new-ypn-calendar/3904-new-year-new
 -connections
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><span style='font-family: arial\, helvetica
 \, sans-serif\; font-size: 12pt\;'>Join&nbsp\;<strong>North San Diego Coun
 ty REALTORS® YPN&nbsp\;in Vista</strong> for an exciting networking event 
 to launch 2025 on the right foot! Connect with fellow young real estate pr
 ofessionals\, exchange ideas\, and build relationships that can help eleva
 te your career.</span></p>\n<p><span style='font-family: arial\, helvetica
 \, sans-serif\; font-size: 12pt\;'>Enjoy great company\, engaging conversa
 tions\, and a relaxed atmosphere to expand your network. Whether you're a 
 seasoned agent or just starting out\, this is the perfect opportunity to m
 eet like-minded professionals in the industry.</span></p>\n<p><span style=
 'font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'><strong>
 When:</strong></span></p>\n<p><span style='font-family: arial\, helvetica\
 , sans-serif\; font-size: 12pt\;'>Tuesday\, February 18\, 2025</span></p>
 \n<p><span style='font-family: arial\, helvetica\, sans-serif\; font-size:
  12pt\;'>4:00pm - 6:00pm</span></p>\n<p>&nbsp\;</p>\n<p><span style='font-
 family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'><strong>Where:
 </strong></span></p>\n<p><span style='font-family: arial\, helvetica\, san
 s-serif\; font-size: 12pt\;'>2349 La Mirada Dr</span></p>\n<p><span style=
 'font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>Vista\, 
 92081</span></p>\n<p>&nbsp\;</p>\n<p><span style='font-family: arial\, hel
 vetica\, sans-serif\; font-size: 12pt\;'><strong>Cost:&nbsp\;</strong>$10<
 /span></p>\n<p>&nbsp\;</p>\n<p><span style='font-family: arial\, helvetica
 \, sans-serif\; font-size: 12pt\;'>Don’t miss out on this chance to&nbsp\;
 <strong>connect\, learn\, and grow</strong>—secure your spot today!</span>
 </p>\n<p><a href='https://www.eventbrite.com/e/1221599851039?aff=oddtdtcre
 ator' target='_blank' rel='noopener'><img src='images/buttons/clickheretor
 egister.png' alt='clickheretoregister' width='239' height='69' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20250219T100000UTC-5149MAcsCX@https://nsdcrealtors.com/
DTSTAMP:20260419T215703Z
CATEGORIES:In Person Event
DESCRIPTION:<p style='text-align: center\;'><span style='font-family: 'Aria
 l Black'\, 'Avant Garde'\; font-size: 12pt\;'> <strong>DRE Enforcement Tre
 nds: What You Need to Know\, C.A.R. Contracts &amp\; California’s Homeowne
 rs’ Insurance Crisis</strong> </span></p>\n<p style='text-align: center\;'
 ><span style='font-family: 'Arial Black'\, 'Avant Garde'\; font-size: 12pt
 \;'> <strong>Join us at the El Camino Country Club\, 3202 Vista Way\, Ocea
 nside\, CA 92056</strong> </span></p>\n<!-- Department of Real Estate (DRE
 ) -->\n<p><strong>Department of Real Estate (DRE)</strong></p>\n<p><img sr
 c='images/Education%20Images/2025/Veronica%20Kilpatrick%20Pic_3.jpg' alt='
 ' width='150' height='150' loading='lazy' data-path='local-images:/Educati
 on Images/2025/Veronica Kilpatrick Pic_3.jpg' /></p>\n<p><strong>Veronica 
 Kilpatrick\, District Manager\, DRE</strong></p>\n<p><strong>Topics Covere
 d:</strong></p>\n<ul>\n<li>DRE Overview</li>\n<li>Current licensing landsc
 ape</li>\n<li>Current enforcement trends and efforts</li>\n<li>Update on J
 an. 1 changes to real estate buyer representation and compensation</li>\n<
 /ul>\n<!-- White & Bright\, LLP -->\n<p><strong>White &amp\; Bright\, LLP<
 /strong></p>\n<p><img src='images/Education%20Images/2025/Fred_Pfister%202
 .png' alt='' width='150' height='146' loading='lazy' data-path='local-imag
 es:/Education Images/2025/Fred_Pfister 2.png' /></p>\n<p><strong>Fred Pfis
 ter\, Attorney</strong></p>\n<p><strong>Topics Covered:</strong></p>\n<ul>
 \n<li>Familiarize yourself with recent changes</li>\n<li>Gain valuable ins
 ights into handling special situations that arise during a transaction</li
 >\n<li>Tips on how to accurately complete a successful contract</li>\n</ul
 >\n<!-- California Department of Insurance -->\n<p><strong>California Depa
 rtment of Insurance</strong></p>\n<p><img src='images/Education%20Images/2
 025/Sharon%20Smith%20Insuarance%202.jpg' alt='' width='150' height='225' l
 oading='lazy' data-path='local-images:/Education Images/2025/Sharon Smith 
 Insuarance 2.jpg' /></p>\n<p><strong>Sharon Smith - Outreach Analyst\, Cal
 ifornia Department of Insurance</strong></p>\n<p><strong>Topics Covered:</
 strong></p>\n<ul>\n<li>Reason behind California's homeowners’ insurance cr
 isis</li>\n<li>New Regulations</li>\n<li>Catastrophe Modeling</li>\n<li>Su
 rplus Lines</li>\n<li>Resources from the Department of Insurance</li>\n<li
 >Sustainable Insurance Strategy\, led by Commissioner Ricardo Lara\, aimin
 g to revamp the state's insurance market and address the growing climate c
 risis.</li>\n</ul>\n<!-- Event Schedule & Pricing -->\n<p><strong>Registra
 tion:</strong> 9:00 AM - 10:00 AM</p>\n<p><strong>Program:</strong> 10:00 
 AM - 11:30 AM</p>\n<p><strong>Members:</strong> $15 (At the door: $20)</p>
 \n<p><strong>All Others (Outside of NSDCR):</strong> $25 (At the door: $30
 )</p>\n<p>To register\, email: <joomla-hidden-mail  is-link='1' is-email='
 1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9u
 QG5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is being protected f
 rom spambots. You need JavaScript enabled to view it.</joomla-hidden-mail>
 </p>\n<p style='text-align: center\;'><strong style='color: #d31212\;'>Dea
 dline to Register: 5:00 PM\, February 18\, 2025</strong></p>\n<p>&nbsp\;</
 p>\n<p><em><em>*</em></em><em><em>Due to the ongoing California wildfires\
 ,</em></em><em><em>&nbsp\;</em></em><em><strong><strong>DRE Commissioner C
 hika Sunquist</strong></strong></em><em><em>&nbsp\;</em></em><em><em>is ne
 eded to address urgent matters and cannot attend as planned. Stepping in f
 or her is</em></em><em><em>&nbsp\;</em></em><em><strong><strong>Veronica K
 ilpatrick\, MPA\, District Manager – San Diego.</strong></strong></em></p>
 \n<p><strong><strong>Sponsored by: Ted Przybylek\, RanchoTed Real Estate L
 oans\,&nbsp\;</strong></strong><a href='https://www.ranchoted.com/' target
 ='_blank' rel='nofollow noopener noreferrer' title='https://www.ranchoted.
 com' data-msys-clicktrack='0' data-uw-rm-brl='PR' data-uw-original-href='h
 ttps://www.ranchoted.com/' aria-label='www.ranchoted.com - open in a new t
 ab' data-uw-rm-ext-link uw-rm-external-link-id='https://www.ranchoted.com/
 $www.ranchoted.com'>www.ranchoted.com</a></p>\n<p><img src='images/Ted.jpg
 ' alt='' width='337' height='141' loading='lazy' data-path='local-images:/
 Ted.jpg' /></p>
DTSTART;TZID=America/Los_Angeles:20250219T100000
DTEND;TZID=America/Los_Angeles:20250219T113000
SUMMARY:DRE Enforcement Trends: What You Need to Know & California’s Homeow
 ners’ Insurance Crisis
URL:https://www.nsdcrealtors.com/jcal/20-association-events/3900-dre-enforc
 ement-trends-what-you-need-to-know-californias-homeowners-insurance-crisis
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><span style='f
 ont-family: 'Arial Black'\, 'Avant Garde'\; font-size: 12pt\;'> <strong>DR
 E Enforcement Trends: What You Need to Know\, C.A.R. Contracts &amp\; Cali
 fornia’s Homeowners’ Insurance Crisis</strong> </span></p>\n<p style='text
 -align: center\;'><span style='font-family: 'Arial Black'\, 'Avant Garde'\
 ; font-size: 12pt\;'> <strong>Join us at the El Camino Country Club\, 3202
  Vista Way\, Oceanside\, CA 92056</strong> </span></p>\n<!-- Department of
  Real Estate (DRE) -->\n<p><strong>Department of Real Estate (DRE)</strong
 ></p>\n<p><img src='images/Education%20Images/2025/Veronica%20Kilpatrick%2
 0Pic_3.jpg' alt='' width='150' height='150' loading='lazy' data-path='loca
 l-images:/Education Images/2025/Veronica Kilpatrick Pic_3.jpg' /></p>\n<p>
 <strong>Veronica Kilpatrick\, District Manager\, DRE</strong></p>\n<p><str
 ong>Topics Covered:</strong></p>\n<ul>\n<li>DRE Overview</li>\n<li>Current
  licensing landscape</li>\n<li>Current enforcement trends and efforts</li>
 \n<li>Update on Jan. 1 changes to real estate buyer representation and com
 pensation</li>\n</ul>\n<!-- White & Bright\, LLP -->\n<p><strong>White &am
 p\; Bright\, LLP</strong></p>\n<p><img src='images/Education%20Images/2025
 /Fred_Pfister%202.png' alt='' width='150' height='146' loading='lazy' data
 -path='local-images:/Education Images/2025/Fred_Pfister 2.png' /></p>\n<p>
 <strong>Fred Pfister\, Attorney</strong></p>\n<p><strong>Topics Covered:</
 strong></p>\n<ul>\n<li>Familiarize yourself with recent changes</li>\n<li>
 Gain valuable insights into handling special situations that arise during 
 a transaction</li>\n<li>Tips on how to accurately complete a successful co
 ntract</li>\n</ul>\n<!-- California Department of Insurance -->\n<p><stron
 g>California Department of Insurance</strong></p>\n<p><img src='images/Edu
 cation%20Images/2025/Sharon%20Smith%20Insuarance%202.jpg' alt='' width='15
 0' height='225' loading='lazy' data-path='local-images:/Education Images/2
 025/Sharon Smith Insuarance 2.jpg' /></p>\n<p><strong>Sharon Smith - Outre
 ach Analyst\, California Department of Insurance</strong></p>\n<p><strong>
 Topics Covered:</strong></p>\n<ul>\n<li>Reason behind California's homeown
 ers’ insurance crisis</li>\n<li>New Regulations</li>\n<li>Catastrophe Mode
 ling</li>\n<li>Surplus Lines</li>\n<li>Resources from the Department of In
 surance</li>\n<li>Sustainable Insurance Strategy\, led by Commissioner Ric
 ardo Lara\, aiming to revamp the state's insurance market and address the 
 growing climate crisis.</li>\n</ul>\n<!-- Event Schedule & Pricing -->\n<p
 ><strong>Registration:</strong> 9:00 AM - 10:00 AM</p>\n<p><strong>Program
 :</strong> 10:00 AM - 11:30 AM</p>\n<p><strong>Members:</strong> $15 (At t
 he door: $20)</p>\n<p><strong>All Others (Outside of NSDCR):</strong> $25 
 (At the door: $30)</p>\n<p>To register\, email: <joomla-hidden-mail  is-li
 nk='1' is-email='1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' t
 ext='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is 
 being protected from spambots. You need JavaScript enabled to view it.</jo
 omla-hidden-mail></p>\n<p style='text-align: center\;'><strong style='colo
 r: #d31212\;'>Deadline to Register: 5:00 PM\, February 18\, 2025</strong><
 /p>\n<p>&nbsp\;</p>\n<p><em><em>*</em></em><em><em>Due to the ongoing Cali
 fornia wildfires\,</em></em><em><em>&nbsp\;</em></em><em><strong><strong>D
 RE Commissioner Chika Sunquist</strong></strong></em><em><em>&nbsp\;</em><
 /em><em><em>is needed to address urgent matters and cannot attend as plann
 ed. Stepping in for her is</em></em><em><em>&nbsp\;</em></em><em><strong><
 strong>Veronica Kilpatrick\, MPA\, District Manager – San Diego.</strong><
 /strong></em></p>\n<p><strong><strong>Sponsored by: Ted Przybylek\, Rancho
 Ted Real Estate Loans\,&nbsp\;</strong></strong><a href='https://www.ranch
 oted.com/' target='_blank' rel='nofollow noopener noreferrer' title='https
 ://www.ranchoted.com' data-msys-clicktrack='0' data-uw-rm-brl='PR' data-uw
 -original-href='https://www.ranchoted.com/' aria-label='www.ranchoted.com 
 - open in a new tab' data-uw-rm-ext-link uw-rm-external-link-id='https://w
 ww.ranchoted.com/$www.ranchoted.com'>www.ranchoted.com</a></p>\n<p><img sr
 c='images/Ted.jpg' alt='' width='337' height='141' loading='lazy' data-pat
 h='local-images:/Ted.jpg' /></p>
END:VEVENT
BEGIN:VEVENT
UID:20250224T090000UTC-7555TXcmMr@https://nsdcrealtors.com/
DTSTAMP:20260419T215703Z
CATEGORIES:In Person Event
DESCRIPTION:<p style='text-align: center\;'><strong>Location: REALTOR® Hub\
 , 1903 Wright Pl.\, #120\, Carlsbad\, CA 92008</strong></p>\n<p><strong>Co
 llaboration Center:&nbsp\;&nbsp\;</strong>Connect with your clients using 
 CRMLS Paragon’s Collaboration Center\, a user-friendly client-facing site 
 that you can personalize with your own branding. Unlike other platforms th
 at involve third-party vendors or agents\, the Collaboration Center is exc
 lusively for you and your contacts.</p>\n<p><strong>Topics include:</stron
 g></p>\n<ul>\n<li>Setting up your Preferences and About Me</li>\n<li>Sendi
 ng invites to your clients</li>\n<li>Accessing data on the go with Paragon
  Connect</li>\n<li>Viewing your contacts’ saved searches\, comments\, thei
 r favorites\, or their rejected properties</li>\n<li>Creating automatic no
 tifications so your clients can see real-time property information</li>\n<
 /ul>\n<p><strong>RPR:</strong>&nbsp\;&nbsp\;<a href='https://go.crmls.org/
 solutions/realtor-property-resource/'>REALTORS Property Resource®</a>&nbsp
 \;(RPR) makes it easy to impress your clients by offering comprehensive da
 ta\, powerful analytics\, and dynamic reports that cover 160 million prope
 rties.</p>\n<p><strong>Topics include:</strong></p>\n<ul>\n<li>School repo
 rts</li>\n<li>Historic data</li>\n<li>Geographic details (such as flood an
 d heat maps)</li>\n<li>…and more.</li>\n</ul>\n<p><strong>CubiCasa:</stron
 g>&nbsp\;Floor plans are one of the most requested listing features\, and 
 CRMLS core product&nbsp\;<a href='https://go.crmls.org/solutions/cubicasa/
 '>CubiCasa</a>&nbsp\;makes generating one easy. All it takes to get a cust
 om floor plan is a few minutes and your smart phone.</p>\n<p><strong>Topic
 s include:</strong></p>\n<ul>\n<li>Installing the CubiCasa app and account
  set-up</li>\n<li>Best practices for scanning</li>\n<li>Floor plan options
 </li>\n<li>Reviewing and managing orders</li>\n<li>An overview of the Cubi
 Casa site and app features</li>\n<li>…and more.</li>\n</ul>\n<p><a href='h
 ttps://forms.office.com/r/GJMJa7p52e'><img src='images/buttons/clickhereto
 register.png' alt='' width='208' height='60' loading='lazy' data-path='loc
 al-images:/buttons/clickheretoregister.png' /></a></p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Los_Angeles:20250224T090000
DTEND;TZID=America/Los_Angeles:20250224T120000
SUMMARY:Collaboration Center\; RPR & CubiCasa
URL:https://www.nsdcrealtors.com/jcal/20-association-events/3884-collaborat
 ion-center-rpr-cubicasa
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>Locati
 on: REALTOR® Hub\, 1903 Wright Pl.\, #120\, Carlsbad\, CA 92008</strong></
 p>\n<p><strong>Collaboration Center:&nbsp\;&nbsp\;</strong>Connect with yo
 ur clients using CRMLS Paragon’s Collaboration Center\, a user-friendly cl
 ient-facing site that you can personalize with your own branding. Unlike o
 ther platforms that involve third-party vendors or agents\, the Collaborat
 ion Center is exclusively for you and your contacts.</p>\n<p><strong>Topic
 s include:</strong></p>\n<ul>\n<li>Setting up your Preferences and About M
 e</li>\n<li>Sending invites to your clients</li>\n<li>Accessing data on th
 e go with Paragon Connect</li>\n<li>Viewing your contacts’ saved searches\
 , comments\, their favorites\, or their rejected properties</li>\n<li>Crea
 ting automatic notifications so your clients can see real-time property in
 formation</li>\n</ul>\n<p><strong>RPR:</strong>&nbsp\;&nbsp\;<a href='http
 s://go.crmls.org/solutions/realtor-property-resource/'>REALTORS Property R
 esource®</a>&nbsp\;(RPR) makes it easy to impress your clients by offering
  comprehensive data\, powerful analytics\, and dynamic reports that cover 
 160 million properties.</p>\n<p><strong>Topics include:</strong></p>\n<ul>
 \n<li>School reports</li>\n<li>Historic data</li>\n<li>Geographic details 
 (such as flood and heat maps)</li>\n<li>…and more.</li>\n</ul>\n<p><strong
 >CubiCasa:</strong>&nbsp\;Floor plans are one of the most requested listin
 g features\, and CRMLS core product&nbsp\;<a href='https://go.crmls.org/so
 lutions/cubicasa/'>CubiCasa</a>&nbsp\;makes generating one easy. All it ta
 kes to get a custom floor plan is a few minutes and your smart phone.</p>
 \n<p><strong>Topics include:</strong></p>\n<ul>\n<li>Installing the CubiCa
 sa app and account set-up</li>\n<li>Best practices for scanning</li>\n<li>
 Floor plan options</li>\n<li>Reviewing and managing orders</li>\n<li>An ov
 erview of the CubiCasa site and app features</li>\n<li>…and more.</li>\n</
 ul>\n<p><a href='https://forms.office.com/r/GJMJa7p52e'><img src='images/b
 uttons/clickheretoregister.png' alt='' width='208' height='60' loading='la
 zy' data-path='local-images:/buttons/clickheretoregister.png' /></a></p>\n
 <p>&nbsp\;</p>
END:VEVENT
BEGIN:VEVENT
UID:20250227T110000UTC-3791jfrCuC@https://nsdcrealtors.com/
DTSTAMP:20260419T215703Z
CATEGORIES:In Person Event
DESCRIPTION:<p><strong><span style='font-family: arial\, helvetica\, sans-s
 erif\; font-size: 12pt\;'>Welcome to the&nbsp\;Women In Leadership - Empow
 er\, Network\, and Succeed&nbsp\;event!</span></strong></p>\n<p><span styl
 e='font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>Join u
 s at the Ritz Theater in Escondido for an inspiring panel of dynamic women
  leaders transforming the real estate industry and beyond. Gain valuable i
 nsights\, fresh perspectives\, and actionable strategies to elevate your c
 areer. Connect\, network\, and be inspired to advance your leadership jour
 ney!</span></p>\n<p><strong><span style='font-family: arial\, helvetica\, 
 sans-serif\; font-size: 12pt\;'>Featured Speakers:</span></strong></p>\n<u
 l>\n<li><span style='font-family: arial\, helvetica\, sans-serif\; font-si
 ze: 12pt\;'><strong>Laiza Negrete</strong>\,&nbsp\;VP Government Affairs\,
  California Association of REALTORS®</span></li>\n</ul>\n<ul>\n<li><span s
 tyle='font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'><st
 rong>Rebecca Jones</strong>\, Mayor\, City of San Marcos</span></li>\n</ul
 >\n<ul>\n<li><span style='font-family: arial\, helvetica\, sans-serif\; fo
 nt-size: 12pt\;'><strong>Angie Henry</strong>\, Founder &amp\; Broker Owne
 r\, New Palace Realty</span></li>\n</ul>\n<ul>\n<li><span style='font-fami
 ly: arial\, helvetica\, sans-serif\; font-size: 12pt\;'><strong>Melanie Fo
 ntana</strong>\, Broker Associate\, Managing Director for San Diego and a 
 Founding Sales Manager\, Compass</span></li>\n</ul>\n<p><strong><span styl
 e='font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>Event 
 Moderated By:</span></strong></p>\n<ul>\n<li><span style='font-family: ari
 al\, helvetica\, sans-serif\; font-size: 12pt\;'><strong>Liz Alvarez</stro
 ng>\,&nbsp\;Journalist\, Anchor\, Reporter\, Fox 5 San Diego</span></li>\n
 </ul>\n<hr />\n<p><strong><span style='font-family: arial\, helvetica\, sa
 ns-serif\; font-size: 12pt\;'>Thursday\, February 27\, 2025</span></strong
 ></p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; font-
 size: 12pt\;'>10:00 AM&nbsp\;-&nbsp\;11:00 AM:&nbsp\;Registration\, Breakf
 ast\, Networking</span></p>\n<p><span style='font-family: arial\, helvetic
 a\, sans-serif\; font-size: 12pt\;'>11:00 AM&nbsp\;-&nbsp\;1:00 PM:&nbsp\;
 Program</span></p>\n<hr />\n<p><strong><span style='font-family: arial\, h
 elvetica\, sans-serif\; font-size: 12pt\;'>The Grand | Ritz Theater</span>
 </strong></p>\n<p><span style='font-family: arial\, helvetica\, sans-serif
 \; font-size: 12pt\;'>301 East Grand Avenue Escondido\, CA 92025</span></p
 >\n<p><em><span style='font-family: arial\, helvetica\, sans-serif\; font-
 size: 12pt\;'>*There are free parking options near the venue. Please allow
  extra time to park and walk to the venue.&nbsp\;</span></em></p>\n<hr />
 \n<p><span style='font-family: arial\, helvetica\, sans-serif\; font-size:
  12pt\;'><strong>Cost:</strong> FREE</span></p>\n<p><a href='https://www.e
 ventbrite.com/e/women-in-leadership-empower-network-and-succeed-tickets-11
 42995924579?aff=oddtdtcreator' target='_blank' rel='noopener'><img src='im
 ages/buttons/clickheretoregister.png' alt='' width='239' height='69' loadi
 ng='lazy' data-path='local-images:/buttons/clickheretoregister.png' /></a>
 </p>\n<hr />\n<p>&nbsp\;</p>\n<p><img src='images/Education%20Images/2025/
 Women%20in%20Leadership%20Eventbrite%20Header.png' alt='' width='600' heig
 ht='300' loading='lazy' data-path='local-images:/Education Images/2025/Wom
 en in Leadership Eventbrite Header.png' /></p>\n<hr />\n<p><span style='fo
 nt-family: arial\, helvetica\, sans-serif\; font-size: 14pt\;'><strong>Eve
 nt Sponsored By:</strong></span></p>\n<p><span style='font-family: arial\,
  helvetica\, sans-serif\;'><a href='http://www.orhp.com/' target='_blank' 
 rel='nofollow noopener noreferrer' title='http://www.orhp.com' data-msys-c
 licktrack='0'></a></span></p>\n<p><span style='font-family: arial\, helvet
 ica\, sans-serif\;'><strong><strong>George Onderisin\, Old Republic Home P
 rotection\,</strong></strong>&nbsp\;<a href='http://www.orhp.com/' target=
 '_blank' rel='nofollow noopener noreferrer' title='http://www.orhp.com' da
 ta-msys-clicktrack='0'>www.orhp.com</a></span></p>\n<p>&nbsp\;<img src='im
 ages/Sponsor%20Logos/Old%20Republic_011525.jpg' alt='Old Republic 011525' 
 width='500' height='80' /></p>\n<p>&nbsp\;</p>\n<p><strong><strong>Ted Prz
 ybylek\, RanchoTed Real Estate Loans\,&nbsp\;</strong></strong><a href='ht
 tps://www.ranchoted.com/' target='_blank' rel='nofollow noopener noreferre
 r' title='https://www.ranchoted.com' data-msys-clicktrack='0'>www.ranchote
 d.com</a></p>\n<p><img src='images/Sponsor%20Logos/Rancho%20Ted%20Oct%2020
 23.jpg' alt='Rancho Ted Oct 2023' width='300' height='125' /></p>\n<p>&nbs
 p\;</p>\n<p><strong><strong>Jonna Herrera\, The Heritage Escrow Company\,<
 /strong></strong>&nbsp\;<a href='https://www.theheritageescrow.com/' targe
 t='_blank' rel='noopener'>www.theheritageescrow.com</a></p>\n<p><img src='
 images/Sponsor%20Logos/Heritage_Logo_White_Background.jpg' alt='Heritage L
 ogo White Background' width='300' height='81' /></p>\n<hr />\n<p>&nbsp\;</
 p>\n<p>&nbsp\;</p>
DTSTART;TZID=America/Los_Angeles:20250227T110000
DTEND;TZID=America/Los_Angeles:20250227T130000
SUMMARY:Women In Leadership - Empower\, Network\, and Succeed!
URL:https://www.nsdcrealtors.com/jcal/20-association-events/3902-women-in-l
 eadership-empower-network-and-succeed
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><strong><span style='font-family: arial\, h
 elvetica\, sans-serif\; font-size: 12pt\;'>Welcome to the&nbsp\;Women In L
 eadership - Empower\, Network\, and Succeed&nbsp\;event!</span></strong></
 p>\n<p><span style='font-family: arial\, helvetica\, sans-serif\; font-siz
 e: 12pt\;'>Join us at the Ritz Theater in Escondido for an inspiring panel
  of dynamic women leaders transforming the real estate industry and beyond
 . Gain valuable insights\, fresh perspectives\, and actionable strategies 
 to elevate your career. Connect\, network\, and be inspired to advance you
 r leadership journey!</span></p>\n<p><strong><span style='font-family: ari
 al\, helvetica\, sans-serif\; font-size: 12pt\;'>Featured Speakers:</span>
 </strong></p>\n<ul>\n<li><span style='font-family: arial\, helvetica\, san
 s-serif\; font-size: 12pt\;'><strong>Laiza Negrete</strong>\,&nbsp\;VP Gov
 ernment Affairs\, California Association of REALTORS®</span></li>\n</ul>\n
 <ul>\n<li><span style='font-family: arial\, helvetica\, sans-serif\; font-
 size: 12pt\;'><strong>Rebecca Jones</strong>\, Mayor\, City of San Marcos<
 /span></li>\n</ul>\n<ul>\n<li><span style='font-family: arial\, helvetica\
 , sans-serif\; font-size: 12pt\;'><strong>Angie Henry</strong>\, Founder &
 amp\; Broker Owner\, New Palace Realty</span></li>\n</ul>\n<ul>\n<li><span
  style='font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'><
 strong>Melanie Fontana</strong>\, Broker Associate\, Managing Director for
  San Diego and a Founding Sales Manager\, Compass</span></li>\n</ul>\n<p><
 strong><span style='font-family: arial\, helvetica\, sans-serif\; font-siz
 e: 12pt\;'>Event Moderated By:</span></strong></p>\n<ul>\n<li><span style=
 'font-family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'><strong>
 Liz Alvarez</strong>\,&nbsp\;Journalist\, Anchor\, Reporter\, Fox 5 San Di
 ego</span></li>\n</ul>\n<hr />\n<p><strong><span style='font-family: arial
 \, helvetica\, sans-serif\; font-size: 12pt\;'>Thursday\, February 27\, 20
 25</span></strong></p>\n<p><span style='font-family: arial\, helvetica\, s
 ans-serif\; font-size: 12pt\;'>10:00 AM&nbsp\;-&nbsp\;11:00 AM:&nbsp\;Regi
 stration\, Breakfast\, Networking</span></p>\n<p><span style='font-family:
  arial\, helvetica\, sans-serif\; font-size: 12pt\;'>11:00 AM&nbsp\;-&nbsp
 \;1:00 PM:&nbsp\;Program</span></p>\n<hr />\n<p><strong><span style='font-
 family: arial\, helvetica\, sans-serif\; font-size: 12pt\;'>The Grand | Ri
 tz Theater</span></strong></p>\n<p><span style='font-family: arial\, helve
 tica\, sans-serif\; font-size: 12pt\;'>301 East Grand Avenue Escondido\, C
 A 92025</span></p>\n<p><em><span style='font-family: arial\, helvetica\, s
 ans-serif\; font-size: 12pt\;'>*There are free parking options near the ve
 nue. Please allow extra time to park and walk to the venue.&nbsp\;</span><
 /em></p>\n<hr />\n<p><span style='font-family: arial\, helvetica\, sans-se
 rif\; font-size: 12pt\;'><strong>Cost:</strong> FREE</span></p>\n<p><a hre
 f='https://www.eventbrite.com/e/women-in-leadership-empower-network-and-su
 cceed-tickets-1142995924579?aff=oddtdtcreator' target='_blank' rel='noopen
 er'><img src='images/buttons/clickheretoregister.png' alt='' width='239' h
 eight='69' loading='lazy' data-path='local-images:/buttons/clickheretoregi
 ster.png' /></a></p>\n<hr />\n<p>&nbsp\;</p>\n<p><img src='images/Educatio
 n%20Images/2025/Women%20in%20Leadership%20Eventbrite%20Header.png' alt='' 
 width='600' height='300' loading='lazy' data-path='local-images:/Education
  Images/2025/Women in Leadership Eventbrite Header.png' /></p>\n<hr />\n<p
 ><span style='font-family: arial\, helvetica\, sans-serif\; font-size: 14p
 t\;'><strong>Event Sponsored By:</strong></span></p>\n<p><span style='font
 -family: arial\, helvetica\, sans-serif\;'><a href='http://www.orhp.com/' 
 target='_blank' rel='nofollow noopener noreferrer' title='http://www.orhp.
 com' data-msys-clicktrack='0'></a></span></p>\n<p><span style='font-family
 : arial\, helvetica\, sans-serif\;'><strong><strong>George Onderisin\, Old
  Republic Home Protection\,</strong></strong>&nbsp\;<a href='http://www.or
 hp.com/' target='_blank' rel='nofollow noopener noreferrer' title='http://
 www.orhp.com' data-msys-clicktrack='0'>www.orhp.com</a></span></p>\n<p>&nb
 sp\;<img src='images/Sponsor%20Logos/Old%20Republic_011525.jpg' alt='Old R
 epublic 011525' width='500' height='80' /></p>\n<p>&nbsp\;</p>\n<p><strong
 ><strong>Ted Przybylek\, RanchoTed Real Estate Loans\,&nbsp\;</strong></st
 rong><a href='https://www.ranchoted.com/' target='_blank' rel='nofollow no
 opener noreferrer' title='https://www.ranchoted.com' data-msys-clicktrack=
 '0'>www.ranchoted.com</a></p>\n<p><img src='images/Sponsor%20Logos/Rancho%
 20Ted%20Oct%202023.jpg' alt='Rancho Ted Oct 2023' width='300' height='125'
  /></p>\n<p>&nbsp\;</p>\n<p><strong><strong>Jonna Herrera\, The Heritage E
 scrow Company\,</strong></strong>&nbsp\;<a href='https://www.theheritagees
 crow.com/' target='_blank' rel='noopener'>www.theheritageescrow.com</a></p
 >\n<p><img src='images/Sponsor%20Logos/Heritage_Logo_White_Background.jpg'
  alt='Heritage Logo White Background' width='300' height='81' /></p>\n<hr 
 />\n<p>&nbsp\;</p>\n<p>&nbsp\;</p>
END:VEVENT
END:VCALENDAR
