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X-WR-CALNAME:JCal Pro Calendar
X-WR-CALDESC:Your online events calendar
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TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
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TZNAME:PST
DTSTART:20251102T020000
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DTSTART:20260308T020000
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BEGIN:VEVENT
UID:20240506T090000UTC-74105ouBFw@https://nsdcrealtors.com/
DTSTAMP:20260419T073024Z
CATEGORIES:MLS Training
DESCRIPTION:<p style='text-align: center\;'><strong>A Comparative Market An
 alysis (CMA) is the expert way to present market data to your clients. Lea
 rning how to create CMAs from Paragon will not only impress clients but wi
 ll provide great references about the latest market trends to better assis
 t your real estate business.</strong></p>\n<p>Topics include:</p>\n<ul>\n<
 li>Creating\, saving\, and modifying CMA presentations in Paragon</li>\n<l
 i>How to use Map Search to find comparables</li>\n<li>Setting up your CMA 
 preferences</li>\n<li>…and more.</li>\n</ul>\n<p><a href='https://crmls.zo
 om.us/j/81942359475'><img src='images/buttons/clickheretoregister.png' alt
 ='' width='239' height='69' loading='lazy' data-path='local-images:/button
 s/clickheretoregister.png' /></a></p>
DTSTART;TZID=America/Los_Angeles:20240506T090000
DTEND;TZID=America/Los_Angeles:20240506T100000
SUMMARY:Paragon: Creating a CMA
URL:https://www.nsdcrealtors.com/jcal/48-mls-training/3800-paragon-creating
 -a-cma
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>A Comp
 arative Market Analysis (CMA) is the expert way to present market data to 
 your clients. Learning how to create CMAs from Paragon will not only impre
 ss clients but will provide great references about the latest market trend
 s to better assist your real estate business.</strong></p>\n<p>Topics incl
 ude:</p>\n<ul>\n<li>Creating\, saving\, and modifying CMA presentations in
  Paragon</li>\n<li>How to use Map Search to find comparables</li>\n<li>Set
 ting up your CMA preferences</li>\n<li>…and more.</li>\n</ul>\n<p><a href=
 'https://crmls.zoom.us/j/81942359475'><img src='images/buttons/clickhereto
 register.png' alt='' width='239' height='69' loading='lazy' data-path='loc
 al-images:/buttons/clickheretoregister.png' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20230803T100000UTC-6118h0uTi1@https://nsdcrealtors.com/
DTSTAMP:20260419T073024Z
CATEGORIES:Education Webinar
DESCRIPTION:<div style='text-align: center\;'><strong>Part 1<br />Fundament
 als of the Home Loan Process &amp\; the 3 Loan Silos<br /></strong></div>
 \n<p><strong>Learn:</strong><br />Current “working” knowledge of the home 
 loan process. This includes the application process\, processing\, underwr
 iting\, and funding. REALTORS<strong>®</strong> will learn the fundamental
 s of the loan journey to be able to speak intelligently with Home Buyers t
 o set realistic expectations.<br /><br /><strong>Participants will receive
 :</strong><br /> • PowerPoint Presentation<br /> • Blank URLA (1003) Resid
 ential Loan Application<br /> • Financial Needs List\, Loan Process\, 3 Lo
 an Silo handouts<br /> • List of “what NOT to do during the loan process”<
 br /> • Buyer Financial Needs List <br />• List of “Key Players” in the ho
 me loan process.<br /><br /></p>\n<p><strong>Instructor:</strong></p>\n<p>
 <strong>Jeffrey Scott</strong></p>\n&nbsp\; &nbsp\; &nbsp\; &nbsp\;\n<p><i
 mg src='images/Jeffrey.png' alt='' width='90' height='98' class='' /></p>
 \n<p><strong>Members</strong>: $10</p>\n<p><strong>All Others&nbsp\; (Outs
 ide of NSDCR):&nbsp\;</strong>$20 (To register\,&nbsp\;<joomla-hidden-mail
   is-link='1' is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0
 b3JzLmNvbQ==' text='ZW1haWw=' base='' >This email address is being protect
 ed from spambots. You need JavaScript enabled to view it.</joomla-hidden-m
 ail>&nbsp\;- <a href='mailto:Education@nsdcrealtors.com'></a><joomla-hidde
 n-mail  is-link='1' is-email='1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3
 JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This emai
 l address is being protected from spambots. You need JavaScript enabled to
  view it.</joomla-hidden-mail>)</p>
DTSTART;TZID=America/Los_Angeles:20240509T100000
DTEND;TZID=America/Los_Angeles:20240509T110000
SUMMARY:REALTORS Roadmap to Mortgages-Part 1
URL:https://www.nsdcrealtors.com/jcal/36-ce/3818-realtors-roadmap-to-mortga
 ges-part-1
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div style='text-align: center\;'><strong>Part
  1<br />Fundamentals of the Home Loan Process &amp\; the 3 Loan Silos<br /
 ></strong></div>\n<p><strong>Learn:</strong><br />Current “working” knowle
 dge of the home loan process. This includes the application process\, proc
 essing\, underwriting\, and funding. REALTORS<strong>®</strong> will learn
  the fundamentals of the loan journey to be able to speak intelligently wi
 th Home Buyers to set realistic expectations.<br /><br /><strong>Participa
 nts will receive:</strong><br /> • PowerPoint Presentation<br /> • Blank U
 RLA (1003) Residential Loan Application<br /> • Financial Needs List\, Loa
 n Process\, 3 Loan Silo handouts<br /> • List of “what NOT to do during th
 e loan process”<br /> • Buyer Financial Needs List <br />• List of “Key Pl
 ayers” in the home loan process.<br /><br /></p>\n<p><strong>Instructor:</
 strong></p>\n<p><strong>Jeffrey Scott</strong></p>\n&nbsp\; &nbsp\; &nbsp\
 ; &nbsp\;\n<p><img src='images/Jeffrey.png' alt='' width='90' height='98' 
 class='' /></p>\n<p><strong>Members</strong>: $10</p>\n<p><strong>All Othe
 rs&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$20 (To register\,&nbsp\;<joo
 mla-hidden-mail  is-link='1' is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' las
 t='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base='' >This email address i
 s being protected from spambots. You need JavaScript enabled to view it.</
 joomla-hidden-mail>&nbsp\;- <a href='mailto:Education@nsdcrealtors.com'></
 a><joomla-hidden-mail  is-link='1' is-email='1' first='RWR1Y2F0aW9u' last=
 'bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' bas
 e='' >This email address is being protected from spambots. You need JavaSc
 ript enabled to view it.</joomla-hidden-mail>)</p>
END:VEVENT
BEGIN:VEVENT
UID:20240513T090000UTC-3874Z3WUfe@https://nsdcrealtors.com/
DTSTAMP:20260419T073024Z
CATEGORIES:MLS Training
DESCRIPTION:<p>The&nbsp\;<a href='https://go.crmls.org/solutions/crs-tax/'>
 MLS Tax Suite powered by CRS Data</a>\, a.k.a. CRS Tax\, puts accurate tax
  and public record data for properties throughout California at your finge
 rtips. This course is an intro to accessing sales history\, tax\, mortgage
  data\, and more vital real estate information.</p>\n<p>Topics include:</p
 >\n<ul>\n<li>Profile setup and personalized branding in CRS Tax</li>\n<li>
 Creating basic\, map\, and default searches</li>\n<li>Searching for and fa
 rming foreclosure information</li>\n<li>Generating CMAs with just a few cl
 icks</li>\n<li>…and more.</li>\n</ul>\n<p><a href='https://crmls.zoom.us/j
 /89492833191'><img src='images/buttons/clickheretoregister.png' alt='' wid
 th='239' height='69' loading='lazy' data-path='local-images:/buttons/click
 heretoregister.png' /></a></p>
DTSTART;TZID=America/Los_Angeles:20240513T090000
DTEND;TZID=America/Los_Angeles:20240513T100000
SUMMARY:Paragon: CRS Tax
URL:https://www.nsdcrealtors.com/jcal/48-mls-training/3801-paragon-crs-tax
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p>The&nbsp\;<a href='https://go.crmls.org/sol
 utions/crs-tax/'>MLS Tax Suite powered by CRS Data</a>\, a.k.a. CRS Tax\, 
 puts accurate tax and public record data for properties throughout Califor
 nia at your fingertips. This course is an intro to accessing sales history
 \, tax\, mortgage data\, and more vital real estate information.</p>\n<p>T
 opics include:</p>\n<ul>\n<li>Profile setup and personalized branding in C
 RS Tax</li>\n<li>Creating basic\, map\, and default searches</li>\n<li>Sea
 rching for and farming foreclosure information</li>\n<li>Generating CMAs w
 ith just a few clicks</li>\n<li>…and more.</li>\n</ul>\n<p><a href='https:
 //crmls.zoom.us/j/89492833191'><img src='images/buttons/clickheretoregiste
 r.png' alt='' width='239' height='69' loading='lazy' data-path='local-imag
 es:/buttons/clickheretoregister.png' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20240513T100000UTC-4840el4Uhu@https://nsdcrealtors.com/
DTSTAMP:20260419T073024Z
CATEGORIES:Education Webinar
DESCRIPTION:<p style='text-align: center\;'><strong>Learn About the Upcomin
 g Changes to the RLA!</strong></p>\n<p>Understanding how to correctly comp
 lete a Residential Listing Agreement is crucial for you\, the real estate 
 professional\, to effectively serve your clients\, particularly sellers.</
 p>\n<p>By completing the Residential Listing Agreement accurately and thor
 oughly\, you can demonstrate your professionalism and commitment to servin
 g your client's best interests\, ultimately facilitating successful transa
 ctions and satisfying buyers and sellers.</p>\n<p style='text-align: cente
 r\;'><strong>Instructor: Nancy Layne</strong></p>\n<p><img src='images/Nan
 cy_Layne.jpg' alt='' width='100' height='150' style='display: block\; marg
 in-left: auto\; margin-right: auto\;' loading='lazy' data-path='local-imag
 es:/Nancy_Layne.jpg' /></p>\n<p style='text-align: center\;'><strong>This 
 Will Not Be Recorded</strong></p>\n<p><strong>Members</strong>: FREE</p>\n
 <p><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$10 (To re
 gister\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='0' first='ZW1haW
 wtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base='' >T
 his email address is being protected from spambots. You need JavaScript en
 abled to view it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Education@n
 sdcrealtors.com'></a><joomla-hidden-mail  is-link='1' is-email='1' first='
 RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZW
 FsdG9ycy5jb20=' base='' >This email address is being protected from spambo
 ts. You need JavaScript enabled to view it.</joomla-hidden-mail>)</p>
DTSTART;TZID=America/Los_Angeles:20240513T100000
DTEND;TZID=America/Los_Angeles:20240513T110000
SUMMARY:RLA - Residential Listing Agreement
URL:https://www.nsdcrealtors.com/jcal/36-ce/3822-rla-residential-listing-ag
 reement
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>Learn 
 About the Upcoming Changes to the RLA!</strong></p>\n<p>Understanding how 
 to correctly complete a Residential Listing Agreement is crucial for you\,
  the real estate professional\, to effectively serve your clients\, partic
 ularly sellers.</p>\n<p>By completing the Residential Listing Agreement ac
 curately and thoroughly\, you can demonstrate your professionalism and com
 mitment to serving your client's best interests\, ultimately facilitating 
 successful transactions and satisfying buyers and sellers.</p>\n<p style='
 text-align: center\;'><strong>Instructor: Nancy Layne</strong></p>\n<p><im
 g src='images/Nancy_Layne.jpg' alt='' width='100' height='150' style='disp
 lay: block\; margin-left: auto\; margin-right: auto\;' loading='lazy' data
 -path='local-images:/Nancy_Layne.jpg' /></p>\n<p style='text-align: center
 \;'><strong>This Will Not Be Recorded</strong></p>\n<p><strong>Members</st
 rong>: FREE</p>\n<p><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</
 strong>$10 (To register\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email=
 '0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1
 haWw=' base='' >This email address is being protected from spambots. You n
 eed JavaScript enabled to view it.</joomla-hidden-mail>&nbsp\;- <a href='m
 ailto:Education@nsdcrealtors.com'></a><joomla-hidden-mail  is-link='1' is-
 email='1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y
 2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is being prot
 ected from spambots. You need JavaScript enabled to view it.</joomla-hidde
 n-mail>)</p>
END:VEVENT
BEGIN:VEVENT
UID:20240515T130000UTC-2956LMdu4M@https://nsdcrealtors.com/
DTSTAMP:20260419T073024Z
CATEGORIES:In Person Event
DESCRIPTION:<p style='text-align: center\;'><strong>Join us for this Dynami
 c in-person event at the San Diego Oasis\, Torrey Pine Assembly Hall\, 171
 70 Bernardo Center Dr.\, San Diego 92128</strong></p>\n<p>Let's face it\, 
 the real estate industry is in the midst of a transformation\, and it's hi
 gh time for agents to evolve and adapt. This industry finds itself in an o
 ngoing battle\, primarily rooted in the lack of transparency surrounding c
 ompensation. It's imperative that we change and adapt to better serve our 
 clients at an elevated level.</p>\n<p>Key Takeaways:</p>\n<ul>\n<li>Learn 
 how to properly explain compensation and how you are paid whether you are 
 speaking to a seller or buyer.</li>\n<li>Master the art of communicating c
 ompensation details in an ethical and compliant way while fostering transp
 arent and trustworthy client relationships.</li>\n<li>Gain insight into th
 e profound impact of 'commission decoupling' on our real estate practices.
 </li>\n<li>Understand the benefit and importance of buyer representation a
 greements and how to implement them effectively in your business.</li>\n<l
 i>Learn how to navigate the complex compliance landscape of the real estat
 e industry with confidence.</li>\n</ul>\n<p style='text-align: center\;'><
 strong>&nbsp\; Presenter: Barb Betts</strong></p>\n<p><img src='images/Bar
 b%20Betts.png' alt='' width='174' height='221' style='display: block\; mar
 gin-left: auto\; margin-right: auto\;' loading='lazy' data-path='local-ima
 ges:/Barb Betts.png' /></p>\n<p>Join Barb in this truly transformative key
 note experience\, where you'll not only gain practical strategies but also
  the inspiration to implement them immediately. These strategies will empo
 wer you to initiate transparent conversations about compensation\, whether
  you're representing a buyer or seller. Additionally\, you'll understand t
 he benefit and importance of buyer representation agreements and how to im
 plement them effectively in your business. Discover how to navigate these 
 discussions with ethics at the forefront\, ensuring compliance while alway
 s placing your clients' best interests front and center. It's time to revo
 lutionize your approach and thrive in this ever-changing real estate lands
 cape!</p>\n<p><strong>Members</strong>: $25</p>\n<p><strong>All Others&nbs
 p\; (Outside of NSDCR):&nbsp\;</strong>$40 (To register\,&nbsp\;<joomla-hi
 dden-mail  is-link='1' is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnN
 kY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base='' >This email address is bein
 g protected from spambots. You need JavaScript enabled to view it.</joomla
 -hidden-mail>&nbsp\;- <a href='mailto:Education@nsdcrealtors.com'></a><joo
 mla-hidden-mail  is-link='1' is-email='1' first='RWR1Y2F0aW9u' last='bnNkY
 3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >
 This email address is being protected from spambots. You need JavaScript e
 nabled to view it.</joomla-hidden-mail>)</p>\n<p><strong>Registration: 12:
 30pm - 1:00pm</strong></p>\n<p><strong>Program: 1:00pm - 3:00pm</strong></
 p>\n<p style='text-align: center\;'><strong>Deadline to Register: 5:00pm\,
  May 14\, 2024</strong></p>\n<p style='text-align: center\;'><strong>At th
 e Door: $55</strong></p>\n<p style='text-align: center\;'>&nbsp\;<img src=
 'images/Gary_Ted_sponsor.png' alt='' width='408' height='152' loading='laz
 y' data-path='local-images:/Gary_Ted_sponsor.png' /></p>
DTSTART;TZID=America/Los_Angeles:20240515T130000
DTEND;TZID=America/Los_Angeles:20240515T150000
SUMMARY:How to Navigate Compensation Conversations with Compliance and Inte
 grity
URL:https://www.nsdcrealtors.com/jcal/20-association-events/3809-how-to-nav
 igate-compensation-conversations-with-compliance-and-integrity
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>Join u
 s for this Dynamic in-person event at the San Diego Oasis\, Torrey Pine As
 sembly Hall\, 17170 Bernardo Center Dr.\, San Diego 92128</strong></p>\n<p
 >Let's face it\, the real estate industry is in the midst of a transformat
 ion\, and it's high time for agents to evolve and adapt. This industry fin
 ds itself in an ongoing battle\, primarily rooted in the lack of transpare
 ncy surrounding compensation. It's imperative that we change and adapt to 
 better serve our clients at an elevated level.</p>\n<p>Key Takeaways:</p>
 \n<ul>\n<li>Learn how to properly explain compensation and how you are pai
 d whether you are speaking to a seller or buyer.</li>\n<li>Master the art 
 of communicating compensation details in an ethical and compliant way whil
 e fostering transparent and trustworthy client relationships.</li>\n<li>Ga
 in insight into the profound impact of 'commission decoupling' on our real
  estate practices.</li>\n<li>Understand the benefit and importance of buye
 r representation agreements and how to implement them effectively in your 
 business.</li>\n<li>Learn how to navigate the complex compliance landscape
  of the real estate industry with confidence.</li>\n</ul>\n<p style='text-
 align: center\;'><strong>&nbsp\; Presenter: Barb Betts</strong></p>\n<p><i
 mg src='images/Barb%20Betts.png' alt='' width='174' height='221' style='di
 splay: block\; margin-left: auto\; margin-right: auto\;' loading='lazy' da
 ta-path='local-images:/Barb Betts.png' /></p>\n<p>Join Barb in this truly 
 transformative keynote experience\, where you'll not only gain practical s
 trategies but also the inspiration to implement them immediately. These st
 rategies will empower you to initiate transparent conversations about comp
 ensation\, whether you're representing a buyer or seller. Additionally\, y
 ou'll understand the benefit and importance of buyer representation agreem
 ents and how to implement them effectively in your business. Discover how 
 to navigate these discussions with ethics at the forefront\, ensuring comp
 liance while always placing your clients' best interests front and center.
  It's time to revolutionize your approach and thrive in this ever-changing
  real estate landscape!</p>\n<p><strong>Members</strong>: $25</p>\n<p><str
 ong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$40 (To register\
 ,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='0' first='ZW1haWwtZWR1Y
 2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base='' >This ema
 il address is being protected from spambots. You need JavaScript enabled t
 o view it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Education@nsdcreal
 tors.com'></a><joomla-hidden-mail  is-link='1' is-email='1' first='RWR1Y2F
 0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9yc
 y5jb20=' base='' >This email address is being protected from spambots. You
  need JavaScript enabled to view it.</joomla-hidden-mail>)</p>\n<p><strong
 >Registration: 12:30pm - 1:00pm</strong></p>\n<p><strong>Program: 1:00pm -
  3:00pm</strong></p>\n<p style='text-align: center\;'><strong>Deadline to 
 Register: 5:00pm\, May 14\, 2024</strong></p>\n<p style='text-align: cente
 r\;'><strong>At the Door: $55</strong></p>\n<p style='text-align: center\;
 '>&nbsp\;<img src='images/Gary_Ted_sponsor.png' alt='' width='408' height=
 '152' loading='lazy' data-path='local-images:/Gary_Ted_sponsor.png' /></p>
END:VEVENT
BEGIN:VEVENT
UID:20240307T100000UTC-1116TlnMZ6@https://nsdcrealtors.com/
DTSTAMP:20260419T073024Z
CATEGORIES:Education Webinar
DESCRIPTION:<p style='text-align: center\;'><strong>Learn how to start your
  Real Estate Brokerage and find out if it is the right fit for you.</stron
 g></p>\n<p>Having a clear plan is essential for your success. This webinar
  will help you map out the specifics of your business and discover some un
 knowns. A few important topics to consider are:</p>\n<ul>\n<li>What you ne
 ed to know to start a brokerage</li>\n<li>Steps to setting up a&nbsp\;brok
 erage</li>\n<li>Responsibilities of a Broker of Record</li>\n<li>DBA's</li
 >\n<li>Insurance</li>\n<li>AND More...</li>\n</ul>\n<p><strong>Presenters:
 &nbsp\;</strong>Melissa “Mel” Engle &amp\; Elizabeth “Liz” Baker\, White &
 amp\; Bright\, LLP</p>\n<p data-uw-rm-sr><strong>Members</strong>: $20</p>
 \n<p data-uw-rm-sr><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</s
 trong>$39 (To register\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='
 0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1h
 aWwtZWR1Y2F0aW9uQG5zZGNyZWFsdG9ycw==' base=''  aria-label='send an email t
 o &lt\;a href=' mailto:email-education=''>This email address is being prot
 ected from spambots. You need JavaScript enabled to view it.</joomla-hidde
 n-mail>.com</p>\n<p style='text-align: center\;' data-uw-rm-sr>&nbsp\;<img
  src='images/Gary_Ted_sponsor.png' alt='' width='358' height='133' loading
 ='lazy' data-path='local-images:/Gary_Ted_sponsor.png' /></p>
DTSTART;TZID=America/Los_Angeles:20240516T100000
DTEND;TZID=America/Los_Angeles:20240516T120000
SUMMARY:Broker Boot Camp: Starting Your Own Brokerage-Zoom
URL:https://www.nsdcrealtors.com/jcal/36-ce/3789-broker-boot-camp-starting-
 your-own-brokerage-zoom
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>Learn 
 how to start your Real Estate Brokerage and find out if it is the right fi
 t for you.</strong></p>\n<p>Having a clear plan is essential for your succ
 ess. This webinar will help you map out the specifics of your business and
  discover some unknowns. A few important topics to consider are:</p>\n<ul>
 \n<li>What you need to know to start a brokerage</li>\n<li>Steps to settin
 g up a&nbsp\;brokerage</li>\n<li>Responsibilities of a Broker of Record</l
 i>\n<li>DBA's</li>\n<li>Insurance</li>\n<li>AND More...</li>\n</ul>\n<p><s
 trong>Presenters:&nbsp\;</strong>Melissa “Mel” Engle &amp\; Elizabeth “Liz
 ” Baker\, White &amp\; Bright\, LLP</p>\n<p data-uw-rm-sr><strong>Members<
 /strong>: $20</p>\n<p data-uw-rm-sr><strong>All Others&nbsp\; (Outside of 
 NSDCR):&nbsp\;</strong>$39 (To register\,&nbsp\;<joomla-hidden-mail  is-li
 nk='1' is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmN
 vbQ==' text='ZW1haWwtZWR1Y2F0aW9uQG5zZGNyZWFsdG9ycw==' base=''  aria-label
 ='send an email to &lt\;a href=' mailto:email-education=''>This email addr
 ess is being protected from spambots. You need JavaScript enabled to view 
 it.</joomla-hidden-mail>.com</p>\n<p style='text-align: center\;' data-uw-
 rm-sr>&nbsp\;<img src='images/Gary_Ted_sponsor.png' alt='' width='358' hei
 ght='133' loading='lazy' data-path='local-images:/Gary_Ted_sponsor.png' />
 </p>
END:VEVENT
BEGIN:VEVENT
UID:20230810T100000UTC-6603CKA3eD@https://nsdcrealtors.com/
DTSTAMP:20260419T073024Z
CATEGORIES:Education Webinar
DESCRIPTION:<div style='text-align: center\;'><strong>Part 2<br />Fundament
 als of the Home Loan Process &amp\; the 3 Loan Silos</strong></div>\n<p><b
 r />Learn the three (3) loan silos available to Home Buyers today. This wi
 ll educate REALTORS<strong>®</strong>&nbsp\;to the many loan options avail
 able for both the W2 employee\, Self-Employed and Retired Home Buyers.&nbs
 p\;The overall course is to educates REALTORS<strong>®&nbsp\;</strong>and 
 real estate managers as to the basics of the home loan process\, loan prod
 ucts and a general understanding of loan choices in today’s current market
 .&nbsp\;<br /><br /><strong>Benefits gained by taking this course:<br /></
 strong> • Gain working” knowledge of mortgage lending to provide to their 
 perspective Home Buyers.&nbsp\;<br />• Identify pertinent income questions
  to discern if a Buyer can qualify for a loan. <br />• Understand the Loan
  Process and the customer’s loan journey. <br />• Knowledge of credit repo
 rts &amp\; FICO scores. <br />• Knowledge of key people in the loan proces
 s and their roles. <br />• Knowledge of Qualified Mortgages vs. Non-QM Mor
 tgages. <br />• Knowledge of different underwriting styles (i.e.\, the 3 l
 oan Silo choices)<br /><br /><strong>ALSO Participants will receive:</stro
 ng><br /> • PowerPoint Presentation<br /> • Blank URLA (1003) Residential 
 Loan Application<br /> • Financial Needs List\, Loan Process\, 3 Loan Silo
  handouts<br /> • List of “what NOT to do during the loan process”<br /> •
  Buyer Financial Needs List <br />• List of “Key Players” in the home loan
  process</p>\n<p style='text-align: justify\;'><strong>Instructor: Jeffrey
  Scott<br /><img src='images/Jeffrey.png' alt='' width='99' height='107' c
 lass='' /></strong></p>\n<p><strong>Members</strong>: $10</p>\n<p><strong>
 All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$20 (To register\,&nb
 sp\;<joomla-hidden-mail  is-link='1' is-email='0' first='ZW1haWwtZWR1Y2F0a
 W9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base='' >This email a
 ddress is being protected from spambots. You need JavaScript enabled to vi
 ew it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Education@nsdcrealtors
 .com'></a><joomla-hidden-mail  is-link='1' is-email='1' first='RWR1Y2F0aW9
 u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb
 20=' base='' >This email address is being protected from spambots. You nee
 d JavaScript enabled to view it.</joomla-hidden-mail>)</p>\n<p style='text
 -align: justify\;'><strong>&nbsp\;</strong></p>
DTSTART;TZID=America/Los_Angeles:20240516T130000
DTEND;TZID=America/Los_Angeles:20240516T140000
SUMMARY:REALTORS Roadmap to Mortgages-Part 2
URL:https://www.nsdcrealtors.com/jcal/36-ce/3819-realtors-roadmap-to-mortga
 ges-part-2
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div style='text-align: center\;'><strong>Part
  2<br />Fundamentals of the Home Loan Process &amp\; the 3 Loan Silos</str
 ong></div>\n<p><br />Learn the three (3) loan silos available to Home Buye
 rs today. This will educate REALTORS<strong>®</strong>&nbsp\;to the many l
 oan options available for both the W2 employee\, Self-Employed and Retired
  Home Buyers.&nbsp\;The overall course is to educates REALTORS<strong>®&nb
 sp\;</strong>and real estate managers as to the basics of the home loan pr
 ocess\, loan products and a general understanding of loan choices in today
 ’s current market.&nbsp\;<br /><br /><strong>Benefits gained by taking thi
 s course:<br /></strong> • Gain working” knowledge of mortgage lending to 
 provide to their perspective Home Buyers.&nbsp\;<br />• Identify pertinent
  income questions to discern if a Buyer can qualify for a loan. <br />• Un
 derstand the Loan Process and the customer’s loan journey. <br />• Knowled
 ge of credit reports &amp\; FICO scores. <br />• Knowledge of key people i
 n the loan process and their roles. <br />• Knowledge of Qualified Mortgag
 es vs. Non-QM Mortgages. <br />• Knowledge of different underwriting style
 s (i.e.\, the 3 loan Silo choices)<br /><br /><strong>ALSO Participants wi
 ll receive:</strong><br /> • PowerPoint Presentation<br /> • Blank URLA (1
 003) Residential Loan Application<br /> • Financial Needs List\, Loan Proc
 ess\, 3 Loan Silo handouts<br /> • List of “what NOT to do during the loan
  process”<br /> • Buyer Financial Needs List <br />• List of “Key Players”
  in the home loan process</p>\n<p style='text-align: justify\;'><strong>In
 structor: Jeffrey Scott<br /><img src='images/Jeffrey.png' alt='' width='9
 9' height='107' class='' /></strong></p>\n<p><strong>Members</strong>: $10
 </p>\n<p><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$20 
 (To register\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='0' first='
 ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base
 ='' >This email address is being protected from spambots. You need JavaScr
 ipt enabled to view it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Educa
 tion@nsdcrealtors.com'></a><joomla-hidden-mail  is-link='1' is-email='1' f
 irst='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5z
 ZGNyZWFsdG9ycy5jb20=' base='' >This email address is being protected from 
 spambots. You need JavaScript enabled to view it.</joomla-hidden-mail>)</p
 >\n<p style='text-align: justify\;'><strong>&nbsp\;</strong></p>
END:VEVENT
BEGIN:VEVENT
UID:20240520T090000UTC-5808vzTESo@https://nsdcrealtors.com/
DTSTAMP:20260419T073024Z
CATEGORIES:In Person Event
CATEGORIES:MLS Training
DESCRIPTION:<p style='text-align: center\;'><strong>Location: REALTOR® Hub\
 , 1903 Wright Pl.\, #120\, Carlsbad CA 92008</strong></p>\n<p><span style=
 'text-decoration: underline\;'><strong>Topics Covered:</strong></span></p>
 \n<p><strong>Searching 101 -&nbsp\;</strong>With access to an immense data
 base of listings\, how do you find what you need? This course dives into C
 RMLS Paragon’s multiple search options to locate listings\, print and emai
 l them to clients\, and turn your searches into closings that much faster.
 </p>\n<p><b>Collaboration Center -&nbsp\;</b>Connect with your clients thr
 ough CRMLS Paragon’s Collaboration Center\, a mobile-friendly website you 
 can customize with your personal branding. The Collaboration Center has no
  third-party vendors or agents – just you and your contacts.</p>\n<ul>\n<l
 i>Setting up automatic notifications and invites for your clients</li>\n<l
 i>Customizing your Preferences and About Me pages</li>\n<li>Using Paragon 
 Connect on the go</li>\n<li>Viewing your contacts’ saved searches\, commen
 ts\, and Favorite and Rejected properties</li>\n<li>…and more.</li>\n</ul>
 \n<p><strong>SavvtCard</strong> - Strengthen your online presence with&nbs
 p\;<a href='https://go.crmls.org/savvycard/'>SavvyCard</a>’s online market
 ing. With personalized “SavvyCards” for you and your properties\, you can 
 generate leads and expand your network with the push of a button.</p>\n<ul
 >\n<li>Real-time referral notifications (with contact info)</li>\n<li>Stan
 dalone websites for every property listing</li>\n<li>Personally-branded el
 ectronic business cards</li>\n<li>Easy marketability on social media platf
 orms</li>\n<li>…and more.</li>\n</ul>\n<p><a href='https://forms.office.co
 m/r/xvahBreW3j'><img src='images/buttons/clickheretoregister.png' alt='' w
 idth='239' height='69' loading='lazy' data-path='local-images:/buttons/cli
 ckheretoregister.png' /></a></p>
DTSTART;TZID=America/Los_Angeles:20240520T090000
DTEND;TZID=America/Los_Angeles:20240520T120000
SUMMARY:Live - Paragon: Searching 101\, Collaboration Center & SavvyCard
URL:https://www.nsdcrealtors.com/jcal/20-association-events/3802-live-parag
 on-searching-101-collaboration-center-savvycard
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>Locati
 on: REALTOR® Hub\, 1903 Wright Pl.\, #120\, Carlsbad CA 92008</strong></p>
 \n<p><span style='text-decoration: underline\;'><strong>Topics Covered:</s
 trong></span></p>\n<p><strong>Searching 101 -&nbsp\;</strong>With access t
 o an immense database of listings\, how do you find what you need? This co
 urse dives into CRMLS Paragon’s multiple search options to locate listings
 \, print and email them to clients\, and turn your searches into closings 
 that much faster.</p>\n<p><b>Collaboration Center -&nbsp\;</b>Connect with
  your clients through CRMLS Paragon’s Collaboration Center\, a mobile-frie
 ndly website you can customize with your personal branding. The Collaborat
 ion Center has no third-party vendors or agents – just you and your contac
 ts.</p>\n<ul>\n<li>Setting up automatic notifications and invites for your
  clients</li>\n<li>Customizing your Preferences and About Me pages</li>\n<
 li>Using Paragon Connect on the go</li>\n<li>Viewing your contacts’ saved 
 searches\, comments\, and Favorite and Rejected properties</li>\n<li>…and 
 more.</li>\n</ul>\n<p><strong>SavvtCard</strong> - Strengthen your online 
 presence with&nbsp\;<a href='https://go.crmls.org/savvycard/'>SavvyCard</a
 >’s online marketing. With personalized “SavvyCards” for you and your prop
 erties\, you can generate leads and expand your network with the push of a
  button.</p>\n<ul>\n<li>Real-time referral notifications (with contact inf
 o)</li>\n<li>Standalone websites for every property listing</li>\n<li>Pers
 onally-branded electronic business cards</li>\n<li>Easy marketability on s
 ocial media platforms</li>\n<li>…and more.</li>\n</ul>\n<p><a href='https:
 //forms.office.com/r/xvahBreW3j'><img src='images/buttons/clickheretoregis
 ter.png' alt='' width='239' height='69' loading='lazy' data-path='local-im
 ages:/buttons/clickheretoregister.png' /></a></p>
END:VEVENT
BEGIN:VEVENT
UID:20240521T093000UTC-0024fVRtrz@https://nsdcrealtors.com/
DTSTAMP:20260419T073024Z
CATEGORIES:In Person Event
DESCRIPTION:<p style='text-align: center\;'><strong>Join us at the&nbsp\;Ca
 rlsbad by the Sea Hotel\, 850 Palomar Airport Rd.\, Carlsbad 92011&nbsp\;&
 nbsp\;</strong></p>\n<p style='text-align: center\;'>Kimball\, Tirey &amp\
 ; St. John’s fair housing training is a 3-hour course\, covering both fede
 ral and California and fair housing laws.</p>\n<p><strong>Some of the key 
 issues covered:</strong></p>\n<ul>\n<li>Origins of fair housing laws</li>
 \n<li>Federal\, state\, and local protected classes</li>\n<li>Enforcement 
 of fair housing laws</li>\n<li>Disability\; it's definition\, the process 
 of handling requests such as assistance animals and parking</li>\n<li>Hoar
 ding and mental disabilities</li>\n<li>Marketing and leasing process\; res
 ident selection\; establishing rental criteria and community policies\; Te
 rmination of&nbsp\;tenancy</li>\n<li>AND\, many other practical day-to-day
  applications of fair housing in California</li>\n</ul>\n<p style='text-al
 ign: center\;'><strong>Instructor: Tracey Merrell</strong></p>\n<p style='
 text-align: center\;'><strong>Managing Partner of Education for Kimball\, 
 Tirey &amp\; St. John LLP.</strong></p>\n<p><img src='images/Fair%20Housin
 g%20KTS%20Small.jpg' alt='' width='100' height='140' style='display: block
 \; margin-left: auto\; margin-right: auto\;' loading='lazy' data-path='loc
 al-images:/Fair Housing KTS Small.jpg' /></p>\n<p><strong>Members</strong>
 : $10</p>\n<p><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong
 >$20 (To register\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='0' fi
 rst='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw='
  base='' >This email address is being protected from spambots. You need Ja
 vaScript enabled to view it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:
 Education@nsdcrealtors.com'></a><joomla-hidden-mail  is-link='1' is-email=
 '1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9
 uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is being protected 
 from spambots. You need JavaScript enabled to view it.</joomla-hidden-mail
 >)</p>\n<p style='text-align: justify\;'><strong>At the Door:</strong> Mem
 bers $15&nbsp\; All Others:$25</p>\n<p style='text-align: left\;'><strong>
 NOTE: </strong>Receive a Fair Housing Certificate for completing this cour
 se by Kimball\, Tirey &amp\; St. John</p>
DTSTART;TZID=America/Los_Angeles:20240521T093000
DTEND;TZID=America/Los_Angeles:20240521T123000
SUMMARY:Fair Housing Fundamentals Training
URL:https://www.nsdcrealtors.com/jcal/20-association-events/3816-fair-housi
 ng-fundamentals-training
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p style='text-align: center\;'><strong>Join u
 s at the&nbsp\;Carlsbad by the Sea Hotel\, 850 Palomar Airport Rd.\, Carls
 bad 92011&nbsp\;&nbsp\;</strong></p>\n<p style='text-align: center\;'>Kimb
 all\, Tirey &amp\; St. John’s fair housing training is a 3-hour course\, c
 overing both federal and California and fair housing laws.</p>\n<p><strong
 >Some of the key issues covered:</strong></p>\n<ul>\n<li>Origins of fair h
 ousing laws</li>\n<li>Federal\, state\, and local protected classes</li>\n
 <li>Enforcement of fair housing laws</li>\n<li>Disability\; it's definitio
 n\, the process of handling requests such as assistance animals and parkin
 g</li>\n<li>Hoarding and mental disabilities</li>\n<li>Marketing and leasi
 ng process\; resident selection\; establishing rental criteria and communi
 ty policies\; Termination of&nbsp\;tenancy</li>\n<li>AND\, many other prac
 tical day-to-day applications of fair housing in California</li>\n</ul>\n<
 p style='text-align: center\;'><strong>Instructor: Tracey Merrell</strong>
 </p>\n<p style='text-align: center\;'><strong>Managing Partner of Educatio
 n for Kimball\, Tirey &amp\; St. John LLP.</strong></p>\n<p><img src='imag
 es/Fair%20Housing%20KTS%20Small.jpg' alt='' width='100' height='140' style
 ='display: block\; margin-left: auto\; margin-right: auto\;' loading='lazy
 ' data-path='local-images:/Fair Housing KTS Small.jpg' /></p>\n<p><strong>
 Members</strong>: $10</p>\n<p><strong>All Others&nbsp\; (Outside of NSDCR)
 :&nbsp\;</strong>$20 (To register\,&nbsp\;<joomla-hidden-mail  is-link='1'
  is-email='0' first='ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ=='
  text='ZW1haWw=' base='' >This email address is being protected from spamb
 ots. You need JavaScript enabled to view it.</joomla-hidden-mail>&nbsp\;- 
 <a href='mailto:Education@nsdcrealtors.com'></a><joomla-hidden-mail  is-li
 nk='1' is-email='1' first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' t
 ext='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5jb20=' base='' >This email address is 
 being protected from spambots. You need JavaScript enabled to view it.</jo
 omla-hidden-mail>)</p>\n<p style='text-align: justify\;'><strong>At the Do
 or:</strong> Members $15&nbsp\; All Others:$25</p>\n<p style='text-align: 
 left\;'><strong>NOTE: </strong>Receive a Fair Housing Certificate for comp
 leting this course by Kimball\, Tirey &amp\; St. John</p>
END:VEVENT
END:VCALENDAR
