BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//https://www.nsdcrealtors.com//NONSGML kigkonsult.se iCalcreator 2.41.71//
CALSCALE:GREGORIAN
METHOD:PUBLISH
UID:64666635-3531-4233-b764-646364613238
X-WR-CALNAME:JCal Pro Calendar
X-WR-CALDESC:Your online events calendar
X-WR-TIMEZONE:America/Los_Angeles
BEGIN:VTIMEZONE
TZID:America/Los_Angeles
TZUNTIL:20271107T090000Z
BEGIN:STANDARD
TZNAME:PST
DTSTART:20251102T020000
TZOFFSETFROM:-0700
TZOFFSETTO:-0800
RDATE:20261101T020000
END:STANDARD
BEGIN:DAYLIGHT
TZNAME:PDT
DTSTART:20260308T020000
TZOFFSETFROM:-0800
TZOFFSETTO:-0700
RDATE:20270314T020000
END:DAYLIGHT
END:VTIMEZONE
BEGIN:VEVENT
UID:20240814T100000UTC-8868dS8Df1@https://nsdcrealtors.com/
DTSTAMP:20260419T160538Z
CATEGORIES:Education Webinar
DESCRIPTION:<div style='text-align: center\;'><strong>Part 2<br />Fundament
 als of the Home Loan Process &amp\; the 3 Loan Silos</strong></div>\n<p><b
 r />Learn the three (3) loan silos available to Home Buyers today. This wi
 ll educate REALTORS<strong>®</strong>&nbsp\;to the many loan options avail
 able for both the W2 employee\, Self-Employed and Retired Home Buyers.&nbs
 p\;The overall course is to educates REALTORS<strong>®&nbsp\;</strong>and 
 real estate managers as to the basics of the home loan process\, loan prod
 ucts and a general understanding of loan choices in today’s current market
 .&nbsp\;<br /><br /><strong>Benefits gained by taking this course:<br /></
 strong> • Gain working” knowledge of mortgage lending to provide to their 
 perspective Home Buyers.&nbsp\;<br />• Identify pertinent income questions
  to discern if a Buyer can qualify for a loan. <br />• Understand the Loan
  Process and the customer’s loan journey. <br />• Knowledge of credit repo
 rts &amp\; FICO scores. <br />• Knowledge of key people in the loan proces
 s and their roles. <br />• Knowledge of Qualified Mortgages vs. Non-QM Mor
 tgages. <br />• Knowledge of different underwriting styles (i.e.\, the 3 l
 oan Silo choices)<br /><br /><strong>ALSO Participants will receive:</stro
 ng><br /> • PowerPoint Presentation<br /> • Blank URLA (1003) Residential 
 Loan Application<br /> • Financial Needs List\, Loan Process\, 3 Loan Silo
  handouts<br /> • List of “what NOT to do during the loan process”<br /> •
  Buyer Financial Needs List <br />• List of “Key Players” in the home loan
  process</p>\n<p style='text-align: justify\;'><strong>Instructor: Jeffrey
  Scott<br /><img src='images/Jeffrey.png' alt='' width='99' height='107' c
 lass='' /></strong></p>\n<p><strong>Members</strong>: FREE</p>\n<p><strong
 >All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$10 (To register\,&n
 bsp\;<joomla-hidden-mail  is-link='1' is-email='0' first='ZW1haWwtZWR1Y2F0
 aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' base='' >This email 
 address is being protected from spambots. You need JavaScript enabled to v
 iew it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Education@nsdcrealtor
 s.com'></a><joomla-hidden-mail  is-link='1' is-email='1' first='RWR1Y2F0aW
 9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5zZGNyZWFsdG9ycy5j
 b20=' base='' >This email address is being protected from spambots. You ne
 ed JavaScript enabled to view it.</joomla-hidden-mail>)</p>\n<p><a href='h
 ttps://us02web.zoom.us/webinar/register/WN_qAvErOmvTQ6d9Lrc4iOnyw'><img sr
 c='images/buttons/clickheretoregister.png' alt='' width='211' height='61' 
 loading='lazy' data-path='local-images:/buttons/clickheretoregister.png' /
 ></a></p>\n<p style='text-align: justify\;'><strong>&nbsp\;</strong></p>
DTSTART;TZID=America/Los_Angeles:20240917T100000
DTEND;TZID=America/Los_Angeles:20240917T110000
SUMMARY:REALTORS Roadmap to Mortgages-Part 2
URL:https://www.nsdcrealtors.com/jcal/36-ce/3865-realtors-roadmap-to-mortga
 ges-part-2
X-ALT-DESC;FMTTYPE=TEXT/HTML:<div style='text-align: center\;'><strong>Part
  2<br />Fundamentals of the Home Loan Process &amp\; the 3 Loan Silos</str
 ong></div>\n<p><br />Learn the three (3) loan silos available to Home Buye
 rs today. This will educate REALTORS<strong>®</strong>&nbsp\;to the many l
 oan options available for both the W2 employee\, Self-Employed and Retired
  Home Buyers.&nbsp\;The overall course is to educates REALTORS<strong>®&nb
 sp\;</strong>and real estate managers as to the basics of the home loan pr
 ocess\, loan products and a general understanding of loan choices in today
 ’s current market.&nbsp\;<br /><br /><strong>Benefits gained by taking thi
 s course:<br /></strong> • Gain working” knowledge of mortgage lending to 
 provide to their perspective Home Buyers.&nbsp\;<br />• Identify pertinent
  income questions to discern if a Buyer can qualify for a loan. <br />• Un
 derstand the Loan Process and the customer’s loan journey. <br />• Knowled
 ge of credit reports &amp\; FICO scores. <br />• Knowledge of key people i
 n the loan process and their roles. <br />• Knowledge of Qualified Mortgag
 es vs. Non-QM Mortgages. <br />• Knowledge of different underwriting style
 s (i.e.\, the 3 loan Silo choices)<br /><br /><strong>ALSO Participants wi
 ll receive:</strong><br /> • PowerPoint Presentation<br /> • Blank URLA (1
 003) Residential Loan Application<br /> • Financial Needs List\, Loan Proc
 ess\, 3 Loan Silo handouts<br /> • List of “what NOT to do during the loan
  process”<br /> • Buyer Financial Needs List <br />• List of “Key Players”
  in the home loan process</p>\n<p style='text-align: justify\;'><strong>In
 structor: Jeffrey Scott<br /><img src='images/Jeffrey.png' alt='' width='9
 9' height='107' class='' /></strong></p>\n<p><strong>Members</strong>: FRE
 E</p>\n<p><strong>All Others&nbsp\; (Outside of NSDCR):&nbsp\;</strong>$10
  (To register\,&nbsp\;<joomla-hidden-mail  is-link='1' is-email='0' first=
 'ZW1haWwtZWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='ZW1haWw=' bas
 e='' >This email address is being protected from spambots. You need JavaSc
 ript enabled to view it.</joomla-hidden-mail>&nbsp\;- <a href='mailto:Educ
 ation@nsdcrealtors.com'></a><joomla-hidden-mail  is-link='1' is-email='1' 
 first='RWR1Y2F0aW9u' last='bnNkY3JlYWx0b3JzLmNvbQ==' text='RWR1Y2F0aW9uQG5
 zZGNyZWFsdG9ycy5jb20=' base='' >This email address is being protected from
  spambots. You need JavaScript enabled to view it.</joomla-hidden-mail>)</
 p>\n<p><a href='https://us02web.zoom.us/webinar/register/WN_qAvErOmvTQ6d9L
 rc4iOnyw'><img src='images/buttons/clickheretoregister.png' alt='' width='
 211' height='61' loading='lazy' data-path='local-images:/buttons/clickhere
 toregister.png' /></a></p>\n<p style='text-align: justify\;'><strong>&nbsp
 \;</strong></p>
END:VEVENT
END:VCALENDAR