BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//https://www.nsdcrealtors.com//NONSGML kigkonsult.se iCalcreator 2.41.92//
CALSCALE:GREGORIAN
METHOD:PUBLISH
UID:30626366-6164-4462-b863-353036323839
X-WR-CALNAME:JCal Pro Calendar
X-WR-CALDESC:Your online events calendar
X-WR-TIMEZONE:America/Los_Angeles
BEGIN:VTIMEZONE
TZID:America/Los_Angeles
TZUNTIL:20280312T100000Z
BEGIN:STANDARD
TZNAME:PST
DTSTART:20251102T020000
TZOFFSETFROM:-0700
TZOFFSETTO:-0800
RDATE:20261101T020000
RDATE:20271107T020000
END:STANDARD
BEGIN:DAYLIGHT
TZNAME:PDT
DTSTART:20260308T020000
TZOFFSETFROM:-0800
TZOFFSETTO:-0700
RDATE:20270314T020000
END:DAYLIGHT
END:VTIMEZONE
BEGIN:VEVENT
UID:20260909T100000UTC-0357nUvNom@https://nsdcrealtors.com/
DTSTAMP:20260824T234345Z
CATEGORIES:Education Webinar
CATEGORIES:C.A.R. Education
DESCRIPTION:<p><img src='images/C.A.R.jpeg' alt='C.A.R.jpeg' width='938' he
 ight='313' /></p>\n<p>The STEPS Toward Homeownership program has been redu
 ced from an all day event into digestible sections providing resources for
  REALTORS® to educate renters\, prospective first-time home buyers\, clien
 ts who have had a prior foreclosure or short sale\, and Baby Boomers inter
 ested in helping their children or grandchildren become responsible homeow
 ners. Experts will share philosophies on:</p>\n<ul>\n<li>Strategies for Fi
 nancial Health</li>\n<li>Trends in the Economic Environment</li>\n<li>Enga
 ging in the Process</li>\n<li>Products for Success</li>\n<li>Support from 
 Beginning to End</li>\n</ul>\n<p><strong>What's in it for me?</strong></p>
 \n<p>Attendees will acquire financial literacy knowledge and strategies to
  bolster your referral pipelines in the local community and help prospecti
 ve buyers with financing expectations\, down payment assistant options\, a
 nd FHA vs. conventional loan programs. In addition\, we have focused on th
 e REALTOR® view as well\, to give reasonable understanding of how to stay 
 involved\, without taking on additional roles.</p>\n<p><a href='https://u8
 045567.ct.sendgrid.net/ls/click?upn=u001.kZ8rpWWymkoIGu6ZKboPgTAvt-2BVyitJ
 0T-2BT1VVbbtXi2Nokkk27F81y6DZHiBDjcMMoYBkiuTcbtl-2BfAvWiUPYmxJVB90dLaXa2Pr
 JoNOgY-3Dobq-_JhWgToIvlhf8IbyXGrG8GvD3aJFvXS9XHKH8IEB-2B-2FoLn-2Fx8o54o0K7
 KDVDhQVuWKSgdjDGhWwe31SsSMxvFYI6Kh-2B9-2BBe-2BEdY-2Fn4CxNU2ZDA-2FRwp-2Bbly
 VeoyK5d-2BPipnY2G9qW2XfouifdIvMfUiPus5BEKx1GSi23WOsUcSm5YC7qtFcvBTzRh3j8e1
 BrYVqa0Xr8756lR5sjNB-2FITdjQ-3D-3D'><img src='images/buttons/clickheretore
 gister.png' alt='' width='132' height='38' loading='lazy' data-path='local
 -images:/buttons/clickheretoregister.png' /></a></p>\n<p><em>*This webinar
  is offered through the California Association of REALTORS® (C.A.R.). C.A.
 R. membership may be required to register\, and fees may vary based on mem
 bership status.</em></p>
DTSTART;TZID=America/Los_Angeles:20260909T100000
DTEND;TZID=America/Los_Angeles:20260909T124500
SUMMARY:C.A.R.'s STEPS Toward Homeownership
URL:https://www.nsdcrealtors.com/education-consumers/monthly-calendar/event
 /36-ce/4074-c-a-r-s-steps-toward-homeownership
X-ALT-DESC;FMTTYPE=TEXT/HTML:<p><img src='images/C.A.R.jpeg' alt='C.A.R.jpe
 g' width='938' height='313' /></p>\n<p>The STEPS Toward Homeownership prog
 ram has been reduced from an all day event into digestible sections provid
 ing resources for REALTORS® to educate renters\, prospective first-time ho
 me buyers\, clients who have had a prior foreclosure or short sale\, and B
 aby Boomers interested in helping their children or grandchildren become r
 esponsible homeowners. Experts will share philosophies on:</p>\n<ul>\n<li>
 Strategies for Financial Health</li>\n<li>Trends in the Economic Environme
 nt</li>\n<li>Engaging in the Process</li>\n<li>Products for Success</li>\n
 <li>Support from Beginning to End</li>\n</ul>\n<p><strong>What's in it for
  me?</strong></p>\n<p>Attendees will acquire financial literacy knowledge 
 and strategies to bolster your referral pipelines in the local community a
 nd help prospective buyers with financing expectations\, down payment assi
 stant options\, and FHA vs. conventional loan programs. In addition\, we h
 ave focused on the REALTOR® view as well\, to give reasonable understandin
 g of how to stay involved\, without taking on additional roles.</p>\n<p><a
  href='https://u8045567.ct.sendgrid.net/ls/click?upn=u001.kZ8rpWWymkoIGu6Z
 KboPgTAvt-2BVyitJ0T-2BT1VVbbtXi2Nokkk27F81y6DZHiBDjcMMoYBkiuTcbtl-2BfAvWiU
 PYmxJVB90dLaXa2PrJoNOgY-3Dobq-_JhWgToIvlhf8IbyXGrG8GvD3aJFvXS9XHKH8IEB-2B-
 2FoLn-2Fx8o54o0K7KDVDhQVuWKSgdjDGhWwe31SsSMxvFYI6Kh-2B9-2BBe-2BEdY-2Fn4CxN
 U2ZDA-2FRwp-2BblyVeoyK5d-2BPipnY2G9qW2XfouifdIvMfUiPus5BEKx1GSi23WOsUcSm5Y
 C7qtFcvBTzRh3j8e1BrYVqa0Xr8756lR5sjNB-2FITdjQ-3D-3D'><img src='images/butt
 ons/clickheretoregister.png' alt='' width='132' height='38' loading='lazy'
  data-path='local-images:/buttons/clickheretoregister.png' /></a></p>\n<p>
 <em>*This webinar is offered through the California Association of REALTOR
 S® (C.A.R.). C.A.R. membership may be required to register\, and fees may 
 vary based on membership status.</em></p>
END:VEVENT
END:VCALENDAR
